About Disability Income Insurance

What is Your Most Valuable Asset?

If you are like most people, your most valuable asset is your income. Your income has the potential to be substantial over your working lifetime, and it depends upon your ability to work and earn a living. Disability Income Insurance is all about protecting the ability to earn that income.

Depending on your age and monthly earnings, your lifetime income could be substantial. Refer to the table below:

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We often take our income for granted, even in the most “secure” of jobs. However, nobody’s income is guaranteed. You are earning a living, but if you suffered a serious illness or injury that prevented you from working, then your income would stop. How would you live without income for weeks, months, or even years? Your basic needs continue -food, clothing, shelter- even after your ability to meet them is cut off.


A long-term disability can be financially devastating, when no money is coming in and expenses for medical care are rising. your ability to ear an income is a valuable asset than can, and should, be well protected.

Leading Causes of Disability

The leading causes of disability may surprise you. Although many people still associate disability with accidental injury, it is more likely that an unexpected illness will interrrupt your income. According to a Recent Survey of the Council for Disability Awareness (CDA) approximately 90% of disabilities are caused by illness rather than by accidents. In fact, the single greatest cause remains muscle, back and joint disorders, including chronic back pain and arthritis.

In the chart that follows the CDA outlines the percentage of existing long-term disability claims by cause during the same year. As illustrated below, accidental injuries caused fewer than 10% of long-term disability claims.

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Plan Ahead – You Can Protect Your Income!

You insure your home and cars – why not insure your most valuable asset – your ability to earn a living? That is what DISABILITY INCOME INSURANCE does.


For a free DISABILITY INCOME INSURANCE Quote meeting your personal and financial needs, click on the link that appears below, provide the information requested on the form and email it back to us. ASAP thereafter, one of our licensed agent will call you to provide you with your DISABILITY INCOME INSURANCE Quote.



Or, Contact Us As Indicated Below:

  • Toll Free Number: (888) 950-8376
  • Office Number: (786) 353-2528
  • Email:

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