Life Insurance for Illegal Immigrants
It is possible to buy life insurance for illegal immigrants, but there are very few life insurance companies that will offer life insurance for illegal immigrants. There was a time not long ago when it was much more difficult to buy life insurance if you were an illegal immigrant, but insurance companies are starting to become more willing to insure illegal immigrants today than they were years ago. If you are an illegal immigrant in the United States and you are interested in buying term life insurance, you must meet the following guidelines:
Non-citizens who do not have a current visa, or never had a visa, who have an established history within the U.S, have resided here for several years, have a stable employment history or are married to a U.S. citizen may be considered depending on country of origin.
Sample Life Insurance Rates for Illegal Immigrants
If you are able to meet the above guidelines, then there is a good chance that you can obtain a life insurance policy form a top rated life insurance company, if you can meet all of the other guidelines that may apply. A healthy non-smoker 51 year old male, could get $150k of term life insurance for as little as $32.76/month. Term life insurance rates are based on many different factors, so, please, call us for your own personalized life insurance quote. In order to qualify for this coverage a medical exam will be required. The exam involves blood work, urinalysis, blood pressure and height and weight measurements. There is no cost for the medical exam. This coverage is being offered by a life insurance company rated A+ by A.M. Best.
Life Insurance for legal non-resident aliens
If you do have a visa, but are not a U.S. citizen, the following guidelines apply:
U.S. Citizenship Is Not Required
Non-citizens who are here with a current and valid visa may be considered for life as long as they have been in the U.S. for at least 6 months.
We May Be Able To Help You!
If you are an illegal immigrant looking for life insurance and you would like a life insurance quote, please call our Miami Office at (786) 353-2528 for an appointment, or call our Toll Free Number 888-950-TERM (8376).