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May 14, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Quote Online, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance, final expense
If you are a 65-Years Old MALE, non-smoking, and because of your good health condition are able to qualify for Health Category PREFERRED PLUS (the best) rates, you may be eligible for:
$786.00 per year with Genworth Life and Annuity Insurance Co
$50,000 Colony Term 20 Preferred Best No Nicotine Use
Monthly: $68.78
If you are a 65-Years Old FEMALE, non-smoking, and because of your good health condition are able to qualify for Health Category PREFERRED PLUS (the best) rates, you may be eligible for:
$597.00 per year with Genworth Life and Annuity Insurance Co
$50,000 Colony Term 20 Preferred Best No Nicotine Use
Monthly: $52.24
GENWORTH’s Colony Term UL-20 is a flexible-premium adjustable life insurance policy that lets you plan your premium payments to be similar to term insurance premiums. It contains a death benefit guarantee that you can choose to maintain by paying premiums periodically and that are comparable to term life insurance premiums. You can extend coverage beyond the initial period by simply paying higher premiums. For copy of a customer brochure containing a detailed description of this life insurance product, please click on CONTACT US and make a request providing your e-mail address so that we may e-mail you said brochure.
If you would like to file an application at this time and find out if you qualify for the above rates, you may also click on CONTACT US and let us know.
Or, if you would like to explore other life insurance options, or to request a free evaluation, please, click on REQUEST FREE CONSULTATION, provide the information requested and send it to us by clicking SUBMIT at the bottom of the form.
We look forward to the opportunity of being your Internet-based life insurance agent!
Recent Entries
Apr 22, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Rates, No Exam Life Insurance, Senior Life Insurance, Uncategorized, final expense
Final expense insurance can help minimize the emotional and financial burden a loss could have on a family. A funeral can cost $10,000 or more. Social Security benefits pay only $255 to qualified dependents. The majority of U. S. health care costs rise in the final phase of life, when an eventually fatal chronic illness causes intense medical costs. Final Expense life insurance, also referred to as Burial Insurance, provides peace of mind and funds when they are needed the most. Since the policy is a whole life policy, premium costs do not increase and, as long as premiums are paid as due and on time, do not expire either. Typically, medical exams are not required. The applicant needs only to answer about a dozen health questions to find out if he/she qualifies. Depending on qualification standards, the benefits may be, a) LEVEL, with full benefits paid immediately; or b) Graded, with benefits paid over a 2 or 3 year period. Premiums are calculated depending on current underwriting standards which take in consideration health, age, male/female, smoking habits, etc. For instance, at present a fairly healthy 80 years old female, non-smoker and able to answer NO to all the questions in the life insurance application’s health questionnaire, may be able to qualify for up to $25,000 in life insurance with a monthly premium of $227.07; or for a $10,000 policy for $91.65. If you are a senior over 60, or 70, or even 80, and would like to inquire and find out if you qualify for final expense life insurance, please, contact us at:
- Toll Free Number (888) 950-8376, or
- Write to us at info@insuranceglobe.net , and send us a brief message, or
- you may also click on Request Free Consultation, and enter your information as indicated therein
One of our licensed and experienced agent will work with you to find the right life insurance for you. Life insurance is not a windfall. You are not going to make your family rich. It is bad enough losing a member of the family, but if they have to struggle financially, it is a double whammy!
Mar 28, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Quote Online, Life Insurance Quotes, Life Insurance Rates, final expense
If you are looking for a life insurance quote online, look no more. Visit our website at www.insuranceglobe.net and there you can obtain instant quotes for Term Life Insurance, Universal Life Insurance and Return of Premium Life Insurance. Once you have made a decision as to the face amount of the policy, the type, the term and the premium you can afford, click on Request an Application to start the process of filing an application with the insurance company you have selected. Or you may click on Request Free Evaluation, provide your specific information, click on Send, and one of our licensed agents will contact you with recommendations as to the best life insurance options for you.
Besides Date of Birth, Face Amount, Term, whether or not you use, or have used, Tobacco Products, etc., which is all straight forward data, you also need to make a choice about your Health Category. Some folks tend to overestimate the quality of their health. Others are not completely truthful about it hoping the insurance company will not catch on the existing heart condition, or similar health issue. The fact is that insurance companies, during the underwriting process, carefully review medical records and related information as a result of which they can establish the correct Health Category for the applicant, a very important element in determining the cost of life insurance. So it is better to be accurate and thorough which will save time to all involved.
In any event, as you may be aware, the Health Categories are, from top (least expensive premium) to bottom (most costly premium): Preferred Best, Preferred, Standard Plus and Standard.
So, while it may sound complicated to obtain a simple life insurance quote, it is not. And to make it even easier for you, one of our licensed agents can help you through the process. When you visit our website, www.insuranceglobe.net , check us by clicking About Us in the navigation menu.
We hope this article has been informative and look forward to working with you.
Oct 20, 2012 Impaired Risk Life Insurance
Life Insurance with Mitral Valve Prolapse - Today I got a call from a 64 year old male with a condition called Mitral Valve Prolapse (MVP). He was looking for $200k of 20 year term life insurance. He wanted to know how he would be rated for his condition. Read More..
Oct 18, 2012 Impaired Risk Life Insurance
Life Insurance With High Cholesterol - I recently got a call from a 47 year old male looking for life insurance quotes. He is a banker making $80,000/year and he has no life insurance. He has a wife and a 12 year old son. He wanted a quote for $1 million of 30 year term. One of his high school classmates recently died of a heart attack and that got him thinking. Then, he went to have a physical and found out that his blood cholesterol level was 300 Read More..
Oct 17, 2012 Life Insurance Quotes, Life Insurance Rates, Life Insurance for Smokers
Best Life Insurance Rates for Daily Cigar Smokers - If you enjoy smoking cigars on a daily basis or more than once a week, there are only a few insurance companies you could buy life insurance from at non-smoker rates. The companies that I know of that will still consider you a non-smoker Read More..
Oct 16, 2012 Life Insurance Quotes, Life Insurance Rates
1-888-950-TERM(8376)
Life Insurance Quotes for Someone Who Quit Smoking 1 Year Ago - If you quit smoking 1 year ago, but less than 2 years ago, it is important that you work with a life insurance specialist who is going to shop your life insurance case, because some companies rates will be much, much higher than others. Read More..
Oct 14, 2012 Life Insurance Products, Types of Life Insurance, Wealth Transfer
Second to Die Life Insurance
Second to Die Life Insurance Quotes call:
1-888-950-8376
Survivorship life insurance is also known as second to die life insurance. Survivorship life insurance is a kind of life insurance that covers two people on one policy, but only pays out after both insured’s have died. Read More..
Oct 11, 2012 Life Insurance Products, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance
10 Year Term Life Insurance
10 year term life insurance is perfect for someone who needs a high death benefit, but only for a short period of time. 10 year term life insurance is also perfect for someone who needs a cheap life insurance quote. Read More..
Sep 4, 2012 No Exam Life Insurance, Senior Life Insurance, Types of Life Insurance, final expense
How much does burial insurance cost?
The cost of burial insurance depends on the amount of insurance, whether or not you smoke, your occupation, hobbies, the age of the insured and the health of the insured among other variables. Read More..
