Protective Life Lowers Term Life Insurance Rates

Jan 29, 2012 Life Insurance Quotes, Life Insurance Rates, Life Insurance Updates

Protective Life lowered term life insurance rates by as much as 20%.  They also have a feature on their term life policy which allows you to select a monthly payout instead of a lump sum or a partial lump sum with the rest being paid out on a monthly basis.  This further reduces the premium.  For example, if you want to leave 1MM to your beneficiary, but you prefer that they receive 500k up front and then the rest in monthly payments, you can do so and it will cost less than if they received the full 1 million up front.

For a life insurance quote, please call us at 1-888-950-TERM.

Tags: Life Insurance Quotes, Protective Life Lowers Term Life Insurance Rates, term life insurance rates

Buy Term Life Insurance

Jan 23, 2012 Life Insurance 101, Life Insurance Quotes, Life Insurance Rates

Buy Term Life Insurance

Buying life insurance is an important decision.  It can protect your family from financial devastation. Without life insurance, your family could be thrust into financial catastrophe if you were to die unexpectedly.  The cost of a funeral can be up in the tens of thousands.  Without life insurance, your loved ones might be in a lot of debt after you pass on.  Buy life insurance now.  The adult breadwinners of your family should have life insurance.

Buy TERM Life Insurance Online

Use our website to get free term life insurance rates online.  How will you know which company has the best rates if you don’t get term life insurance rates online from multiple companies.  Just click on the upper right hand corner where it says Get an Instant Life Insurance Quote Quick and Easily and fill out the term life insurance quote form.  Once you complete the term life insurance quote form, your term life insurance rates will be displayed immediately online.  Then you can pick which company you want to apply for by clicking the link that says request an application.

If you would like assistance from a licensed life insurance agent, please call us at 1-888-950-TERM.

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Super Preferred Life Insurance Rates With Type 2 Diabetes

Jan 20, 2012 Impaired Risk Life Insurance, Life Insurance Quotes, Life Insurance Rates

We specialize in finding the lowest cost life insurance rates for our clients.  If you are dealing with a life insurance agent that works for only one company, then you are probably paying too much for your life insurance.  We are an indepent life insurance agency and on each and every case we work with our clients to find them the best life insurance rates.

If you have type 2 diabetes, you may still be able to obtain super preferred rates on your life insurance.  Very few companies are willing to do this, but we know which life insurance companies are willing to do so.  In order to qualify, you must have excellent control of your type 2 diabetes.  In addition, you must satisfy all other super preferred criteria.  Some of the things that could disqualify you from qualifying for super preferred life insurance rates are being overweight, alcoholism, high cholesterol, high blood pressure, family history, personal history of cancer, smoking, driving record, drug abuse, criminal record, foreign travel, foreign residence, depression, anxiety, hazardous hobbies or occupations, high hdl/cholesterol ratio, etc.

If you have type 2 diabetes or anything else and you would like for us shop your life insurance and find you the best life insurance rates available, please call us at 1-888-950-TERM.

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Life Insurance Quote For People With Type 2 Diabetes

Jan 17, 2012 Impaired Risk Life Insurance, Life Insurance Quotes, Life Insurance Rates, Uncategorized

If you have type 2 diabetes and would like to get a very competitive life insurance quote, we can help you.

In order to get you a competitive life insurance quote, we will need some information regarding your type 2 diabetes.  First and foremost, we need to know your most recent HbA1c level.  This is the main thing that life insurance companies look at.  The HbA1c level measures your average blood sugar levels over the last 6 to 12 weeks.  For someone with diabetes the goal is to be under 7%.  In addition, the life insurance companies will want to know the following:

• Age of diabetes onset
• Height and weight
• Medications and dosages
• Complications from diabetes
• Are you a smoker?
• Any other medical conditions?

For a competitive life insurance quote, call us today at 1-888-950-TERM and we will take this information and shop it to all the life insurance companies we work with to get you the lowest price possible on your life insurance.

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Term Life Insurance Rates

Jan 8, 2012 Life Insurance 101, Life Insurance Quotes, Life Insurance Rates

Welcome to InsuranceGlobe.net, your source for low cost term life insurance rates.  It’s easy to get term life insurance rates from multiple term life insurance companies with InsuranceGlobe.net.  To get your term life insurance rates online, please follow these steps:

Click here to be directed to our term life insurance rates quote form

Once there you will need to fill in the following fields:

Birthdate: / /

State:

Sex: Male Female

Used Tobacco in Past 12 Mo.: Yes No

Health Rating:

Coverage Amount:

Level Term Period:

First Name:

Last Name:

Email:

Phone:

Your name, phone number and email address are optional.  Only enter this information if you would like us to contact you.  After you enter the information hit the instant quote button and you will immediately get the top 10 lowest cost term life insurance rates from multiple highly rate term life insurance companies.

If you would like to speak with a licensed life insurance agent, you can reach us at 1-888-950-TERM.

Tags: term life insurance rates

What are the 2012 Estate Tax Exemptions

Jan 6, 2012 Wealth Transfer

2012 Estate Tax Exemptions

For an estate of any decedent dying during calendar year 2012, the basic exclusion from estate tax amount is $5,120,000, up from $5,000,000 for calendar year 2011. Also, if the executor chooses to use the special use valuation method for qualified real property, the aggregate decrease in the value of the property resulting from the choice cannot exceed $1,040,000, up from $1,020,000 for 2011.

The annual exclusion for gifts remains at $13,000

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30yr Term Life Insurance Rates Age 65

Jan 6, 2012 Life Insurance Quotes, Senior Life Insurance, Uncategorized

Yes you can still get 30yr term life insurance rates at age 65 and it’s a pretty good deal.  30yr term life insurance at age 65 will take you to age 95.  If your not dead by age 95, your out of luck.  If you are seriously worried about living beyond age 95, buy a universal life insurance policy which will cover you forever, as in until the day you die.  Yes, you can buy a universal life insurance policy that is guaranteed to cover you forever as long as you pay your premiums on time.  For the rest of you 65 year olds who believe a 30 year term life policy will be enough, please see 30 year term life insurance rates for age 65 below.  These are standard non-smoker rates for a male and for a female.  To find out what rate you will qualify for, please call us at 1-888-950-8376.  We specialize in impaired risk life insurance, so if you have some type of medical history that you are not sure about, please call us and we will see what we can do for you.

30 year term life insurance rates male age 65 standard non-tobacco $500,000

30 year term life insurance rates female age 65 standard non-tobacco $500,000

For more information on 30yr term life insurance rates age 65 please call us at 1-888-950-8376.

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