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Final Expense Life Insurance Quotes

Final Expense Life Insurance Quotes

Call us for a Final Expense Life Insurance Quote 1-888-950-8376.

Final expense insurance or burial insurance is a life insurance policy that covers you for life. It does not require a medical exam.  A burial insurance or final expense insurance policy covers the expenses of a funeral.

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Colony Term UL 10 and 20 Premium Rate Increases

According to an announcement from Genworth Financial:

Effective Monday, August 27, 2012, the Genworth Financial companies (Genworth) will implement a rate increase for Colony Term UL 10 and 20 products.  As a result of this change, planned premiums will increase an average of 5% for Colony Term Ul policies.  We are taking this action in response to the sustained low interest rate environment, which continues to pressure our ability to provide affordable life insurance products.

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Can I Get Life Insurance With Type 2 Diabetes?

Yes You Can Get Life Insurance With Type 2 Diabetes

Yes, life insurance is available to you if you have Type 2 Diabetes.

Several life insurance companies specialize in underwriting Type 2 Diabetes.  InsuranceGlobe.net knows which companies to go to in order to get you the best life insurance rates.

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20 Year Term Life Insurance Quotes for a 75 Year Old

20 Year Term Life Insurance Quotes for a 75 Year Old

We get a lot of inquiries from people in their 70′s asking for term life insurance quotes.  They sometimes think term life insurance isn’t available at their age. 

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Highest Guaranteed Rate of Return

Right now our highest fixed annuity rate is on a 10 year fixed annuity paying 3.45% for 10 years.  The minimum deposit for this annuity is $250,000.

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Compare Term Life Insurance Quotes Online and Save

Compare Term Life Insurance Quotes Online and Save InsuranceGlobe.net makes it easy to compare term life insurance quotes online.  Simply fill out our quick life insurance quote request form and your quotes will immediately be displayed online.  For those of you who prefer to speak with a licensed representative, just pick up the phone and call us at 1-888-950-TERM(8376).  Our representatives will answer any questions you have and guide you through the process of buying life insurance.  InsuranceGlobe.net will make it easy for you to obtain multiple life insurance quotes online, so that you are able to get low cost life insurance.  

Here’s an example of what your online term life insurance quote comparison will look like:   

1.   $1,835.00 per year with Illinois Mutual Life Insurance Co      
           10-Year Term    Super Preferred Non-Tobacco
           Monthly: $161.48 
2.   $1,855.00 per year with Pruco Life Insurance Co      
           Term Essential 10 (<250K PruXpress ONLY)    Preferred Best
           Monthly: $165.22 
3.   $1,885.00 per year with Lincoln National Life Insurance Co      
           LifeElement (SM) Level Term – 10 Year    Preferred Plus Non-tobacco
           Monthly: $166.95 
4.   $1,910.00 per year with Ohio National Life Assurance Co      
           FlexTerm Series VIII – 10 Year    Super Preferred Non-Smoker
           Monthly: $167.43 
5.   $1,930.00 per year with North American Co for Life and Health      
           ADDvantage 10    Super Preferred Non-Tobacco
           Monthly: $167.77 
6.   $1,934.00 per year with MetLife Investors USA Insurance Co      
           Guaranteed Level Term 10    Elite Plus Nonsmoker
           Monthly: $167.88 
7.   $1,945.00 per year with Banner Life Insurance Co      
           OPTerm 10 – 10 Year Term    Preferred Plus Non-Smoker
           Monthly: $168.59 
8.   $1,946.39 per year with Protective Life Insurance Co      
           Secure-T – 10 Year No Lapse UL    Super Preferred Non-Tobacco
           Monthly: $168.59 
9.   $1,950.00 per year with Western-Southern Life Assurance Co      
           10-Year Guaranteed Level Term    Super Preferred Nontobacco
           Monthly: $168.88 
10.   $1,959.00 per year with Sagicor Life Insurance Co      
           Platinum Series 10    Super Preferred Non-Tobacco
           Monthly: $170.19 

quotes online.  If you need assistance, please call us at 1-888-950-TERM(8376).  

20 Year Level Term Life Insurance Quotes

20 Year Level Term Life Insurance Quotes

Are you looking for 20 year level term life insurance quotes?  You can use our online life insurance quoting engine to get your own life insurance quotes or you can call us at 1-888-950-TERM(8376).

Here is an example of what your life insurance quotes will look like.  You will get them immediately on our website.

1.   $1,680.00 per year with Lincoln National Life Insurance Company     Request an Application
LifeElement (SM) Level Term – 10 Year    Preferred Plus Non-tobacco
Monthly: $147.47
2.   $1,695.00 per year with Savings Bank Life Insurance Co of MA     Request an Application
T-10/10 – 10 Year Term Guaranteed 10    Preferred Plus Non-Nicotine
Monthly: $147.84
3.   $1,715.00 per year with Ohio National Life Assurance Corporation     Request an Application
FlexTerm Series VIII – 10 Year    Super Preferred Non-Smoker
Monthly: $147.84
4.   $1,730.00 per year with Banner Life Insurance Company     Request an Application
OPTerm 10 – 10 Year Term    Preferred Plus Non-Smoker
Monthly: $148.35
5.   $1,730.00 per year with Midland National Life Insurance Company     Request an Application
Premier CS4 – 10 Year Term    Preferred Plus Non-tobacco
Monthly: $149.52
6.   $1,730.00 per year with North American Co for Life and Health     Request an Application
ADDvantage 10    Super Preferred Non-Tobacco
Monthly: $150.08
7.   $1,746.97 per year with Genworth Life and Annuity Insurance Co     Request an Application
Colony Term UL 10 (200K+)    Preferred Best No Nicotine Use
Monthly: $151.38
8.   $1,746.97 per year with Genworth Life Insurance Company     Request an Application
Colony Term UL 10 (200K+)    Preferred Best No Nicotine Use
Monthly: $151.38
9.   $1,775.00 per year with Ohio National Life Assurance Corporation     Request an Application
FlexTerm Series VIII – 10 Year Plus    Super Preferred Non-Smoker
Monthly: $151.69
10.   $1,775.00 per year with Transamerica Life Insurance Company     Request an Application
TransTerm UL 10    Preferred Plus Non-Smoker
Monthly: $153.54

Can a 65 Year Old Get 30 Year Term Life Insurance?

Yes, a 65 year old can get 30 year term insurance.  Let’s look at some rates below.

A 65 year old male non-smoker who qualifies for the best rate can get a $100,000 30 year term policy for $1,747.23 per year.

A 65 year old female non-smoker who qualifes for the best rate can get a $100,000 30 year term policy for $1,413.00 per year.

If you would like a 30 year term life insurance quote, please call us at 1-888-950-TERM(8376).

30 Year Term Life Insurance Rates – 55 Male Preferred Best Non-Smoker $500k

1-888-950-TERM(8376) – Call for life insurance quotes

Some companies have recently stopped selling 30 year term insurance such as Genworth and ING.  See our top ten from May 9th and compare to today’s top ten.

Top ten 30 year term rates – $500k – Male Preferred Best Non-Smoker

1.   $2,805.00 per year with Banner Life Insurance Company      
           OPTerm 30 – 30 Year Term    Preferred Plus Non-Smoker 
          
2.   $2,825.44 per year with Genworth Life and Annuity Insurance Co      
           Colony Term UL 30 (200K+)    Preferred Best No Nicotine Use 
           
3.   $2,825.44 per year with Genworth Life Insurance Company      
           Colony Term UL 30 (200K+)    Preferred Best No Nicotine Use 
          
4.   $2,975.00 per year with Pruco Life Insurance Company      
           Term Essential 30 (<250K PruXpress ONLY)    Preferred Best 
          
5.   $3,050.05 per year with Transamerica Life Insurance Co      
           TransTerm UL 30    Preferred Plus Non-Smoker 
          
6.   $3,125.00 per year with Principal National Life Insurance Co      
           30-Year Term    Super Preferred non-tobacco 
          
7.   $3,134.00 per year with American General Life Insurance Co      
           Select-a-Term – 30 Year    Preferred Plus Non-Tobacco 
          
8.   $3,138.96 per year with Protective Life Insurance Company      
           Secure-T – 30 Year No Lapse UL    Super Preferred Non-Tobacco 
          
9.   $3,248.00 per year with ReliaStar Life Insurance Co (ING)      
           TermSmart 30 – 30 Year Term    Super Preferred Non-Tobacco 
          
10.   $3,370.00 per year with Independent Order of Foresters      
           Foresters Lifefirst – 30 Year    Preferred Plus Non-Tobacco 
          

Legal and General No Longer Considering a History of Cancer in the Family as a Factor Preventing Consideration for Their Preferred Classes

As of August 6, 2012, the Legal and General America companies (Banner and William Penn) will no longer consider family cancer histories as an adverse underwriting factor that would prevent applicants from consideration for their preferred classes unless there are features of the family history that suggest a hereditary cancer syndrome may be present.

According to Legal & General:

The development of cancer is a complex process involving the interaction of genetic and environmental factors.  For a long time, we have been carefully studying the risk that a family history of cancer may convey to a person applying for life insurance.  Our research clearly demonstrates that simply coming from a family that has one or more members with cancer does not necessarily increase the cancer risk or mortality risk among all members in that family.  The risk to a proposed insured who has family members with cancer depends on the type of cancer, whether the proposed insured also has a past history of cancer, and the specific details fo the family history.

Legal & General America will continue to carefully examine and underwrite family histories.  In a very small portion of cases, there may be features that raise concerns that the risk of cancer to family members may inherited.  But, based on our research, we have concluded that unless the history is suggestive of a hereditary cancer syndrome, the mortality risk does not justify using family history of a cancer as a factor that would prevent consideration for our preferred classes.

 Click for a life insurance quote or call us at 1-888-950-TERM (8376).