20-Year Term Life Insurance for a 65-Year Old

May 14, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Quote Online, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance, final expense

If you are a 65-Years Old MALE, non-smoking, and because of your good health condition are able to qualify for Health Category PREFERRED PLUS (the best) rates, you may be eligible for:

$786.00 per year with Genworth Life and Annuity Insurance Co
$50,000 Colony Term 20    Preferred Best No Nicotine Use
Monthly: $68.78

If you are a 65-Years Old FEMALE, non-smoking, and because of your good health condition are able to qualify for Health Category PREFERRED PLUS (the best) rates, you may be eligible for:

$597.00 per year with Genworth Life and Annuity Insurance Co
$50,000 Colony Term 20    Preferred Best No Nicotine Use
Monthly: $52.24

GENWORTH’s Colony Term UL-20 is a flexible-premium adjustable life insurance policy that lets you plan your premium payments to be similar to term insurance premiums. It contains a death benefit guarantee that you can choose to maintain by paying premiums periodically and that are comparable to term life insurance premiums. You can extend coverage beyond the initial period by simply paying higher premiums. For copy of a customer brochure containing a detailed description of this life insurance product, please click on CONTACT US and make a request providing your e-mail address so that we may e-mail you said brochure.

If you would like to file an application at this time  and find out if you qualify for the above rates, you may also click on CONTACT US and let us know.

Or, if you would like to explore other life insurance options, or to request a free evaluation, please, click on REQUEST FREE CONSULTATION, provide the information requested and send it to us by clicking SUBMIT at the bottom of the form.

We look forward to the opportunity of being your Internet-based life insurance agent!

Life Insurance For Seniors

Apr 22, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Rates, No Exam Life Insurance, Senior Life Insurance, Uncategorized, final expense

Final expense insurance can help minimize the emotional and financial burden a loss could have on a family. A funeral can cost $10,000 or more. Social Security benefits pay only $255 to qualified dependents. The majority of U. S. health care costs rise in the final phase of life, when an eventually fatal chronic illness causes intense medical costs. Final Expense life insurance, also referred to as Burial Insurance,  provides peace of mind and  funds when they are needed the most. Since the policy is a whole life policy, premium costs do not increase and, as long as premiums are paid as due and on time, do not expire either. Typically, medical exams are not required. The applicant needs only to answer about a dozen health questions to find out if he/she qualifies. Depending on qualification standards, the benefits may be, a) LEVEL, with full benefits paid immediately; or b) Graded, with benefits paid over a 2 or 3 year period.  Premiums are calculated depending on current underwriting standards which take in consideration health, age, male/female, smoking habits, etc. For instance, at present a fairly healthy 80 years old female, non-smoker and able to answer NO to all the questions in the life insurance application’s health questionnaire, may be able to qualify for up to $25,000 in life insurance with a monthly premium of $227.07; or for a $10,000 policy for $91.65. If you are a senior over 60, or 70, or even 80, and would like to inquire and find out if you qualify for final expense life insurance, please, contact us at:

• Toll Free Number (888) 950-8376, or
• Write to us at info@insuranceglobe.net ,  and send us a brief message, or
• you may also click on Request Free Consultation, and enter your information as indicated therein

One of our licensed and experienced agent will work with you to find the right life insurance for you. Life insurance is not a windfall. You are not going to make your family rich. It is bad enough losing a member of the family, but if they have to struggle financially, it is a double whammy!

Tags: burial insurance, final expense insurance, life insurance for seniors, life insurance for seniors over 80

Life Insurance Quote Online

Mar 28, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Quote Online, Life Insurance Quotes, Life Insurance Rates, final expense

If you are looking for a life insurance quote online, look no more. Visit our website at www.insuranceglobe.net and there you can obtain instant quotes for Term Life Insurance, Universal Life Insurance and Return of Premium Life Insurance. Once you have made a decision as to the face amount of the policy, the type, the term and the premium you can afford, click on Request an Application to start the process of filing an application with the insurance company you have selected. Or you may click on Request Free Evaluation, provide your specific information, click on Send, and one of our licensed agents will contact you with recommendations as to the best life insurance options for you.

Besides Date of Birth, Face Amount, Term, whether or not you use, or have used, Tobacco Products, etc., which is all straight forward data, you also need to make a choice about your Health Category. Some folks tend to overestimate the quality of their health. Others are not completely truthful about it hoping the insurance company will not catch on the existing heart condition, or similar health issue. The fact is that insurance companies, during the underwriting process, carefully review medical records and related information as a result of which they can establish the correct Health Category for the applicant, a very important element in determining the cost of life insurance. So it is better to be accurate and thorough which will save time to all involved.

In any event, as you may be aware, the Health Categories are, from top (least expensive premium) to bottom (most costly premium): Preferred Best, Preferred, Standard Plus and Standard.

So, while it may sound complicated to obtain a simple life insurance quote, it is not. And to make it even easier for you, one of our licensed agents can help you through the process. When you visit our website, www.insuranceglobe.net , check us by clicking About Us in the navigation menu.

We hope this article has been informative and look forward to working with you.

Tags: life insurance, Life Insurance Quotes, life insurance quotes online

How Much Does Burial Insurance Cost?

Sep 4, 2012 No Exam Life Insurance, Senior Life Insurance, Types of Life Insurance, final expense

How much does burial insurance cost?

The cost of burial insurance depends on the amount of insurance, whether or not you smoke, your occupation, hobbies, the age of the insured and the health of the insured among other variables.

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Tags: burial insurance, burial insurance cost, burial insurance quote, cost of burial insurance, How Much Does Burial Insurance Cost?

Final Expense Life Insurance Quotes

Aug 29, 2012 Life Insurance 101, Life Insurance Products, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance, Whole Life Insurance, final expense

Final Expense Life Insurance Quotes

Call us for a Final Expense Life Insurance Quote 1-888-950-8376.

Final expense insurance or burial insurance is a life insurance policy that covers you for life. It does not require a medical exam.  A burial insurance or final expense insurance policy covers the expenses of a funeral.

Read the rest of this entry »

Tags: burial life insurance, burial life insurance quotes, final expense, final expense insurance, final expense insurance quotes, final expense life insurance, final expense life insurance quotes, final expense quotes, life insurance, life quote

Buy Life Insurance For Seniors

May 13, 2012 Life Insurance Quotes, final expense

Buying Life Insurance For Seniors is easy.  We have life insurance policies for seniors that you can buy without a medical exam for up to a $50,000 death benefit.  All you have to is complete a short life insurance application containing a few yes or no medical questions.  The whole thing can be done over the phone, or by mail, fax or email.  You do not have to meet with a life insurance agent.  The monthly rate will depend on your age and the amount of coverage you are applying for.

Buying Life Insurance For Seniors will help ensure:

• You pay off any unpaid debt
• Fund children’s college education
• Pay funeral expenses
• Pay Medical bills

To get a life insurance quote for seniors or to start your life insurance application, please call us at 1-888-950-TERM(8376).

Tags: Buy Life Insurance For Seniors, life insurance no medical exam, life insurance quote

Best Final Expense Life Insurance Rates Age 70

May 9, 2012 Life Insurance Quotes, Life Insurance Rates, Types of Life Insurance, Uncategorized, final expense

Here are some sample final expense life insurance rates for a 70 year old male on a $10,000.00 policy.  These plans do not require an exam, but you do have to answer some medical questions on the application.  To find out if you qualify, please call us at 1-888-950-TERM(8376).

Tags: $10, 000.00 policy, Best Final Expense Life Insurance Rates Age 70, do no require an exam, final expense, final expense life insurance, final expense life insurance rates, medical questions, no exam

Final Expense Life Insurance Quotes Online

Dec 23, 2011 Life Insurance Quotes, Life Insurance Rates, Whole Life Insurance, final expense

Get final expense life insurance quotes online here on the quote form change the level term period to age 121 level (no lapse UL) and to age 121 – pay to 100 to get your final expens life insurance quotes online.

Final expense life insurance policies can now be quoted online.  No exam final expense life insurance policies are availabe up to 50k, depending on your age.  In many cases people with serious medical conditions can qualify for final expense life insurance.  Find out if you qualify today.  Get your final expense life quotes here or call us at 1-888-950-TERM if you need help or if you have any questions.  Final expense life insurance is whole life insurance.  Final expense life insurance rates are guaranteed for life.  Once you receive your final expense life insurance quote online, fill in the information to request your application.  You can get your final expense life insurance policy issued in 24 hours.

Tags: final expense, final expense life insurance quotes online, Life Insurance Quotes

Final Expense Whole Life Insurance

Dec 20, 2011 Senior Life Insurance, Types of Life Insurance, Whole Life Insurance, final expense

Final Expense Whole Life Insurance

Final Expense Whole Life Insurance Quotes Online

Families may have to make important decisions after the death of a loved one.  In addition to having to make these difficult decisions, they will also have to pay expenses arising from burials, remaining debt, and out-of-pocket health care bills.  All of these expenses can add up quickly.  Grieving family members can suddenly find themselves in unexpected debt.

While most people don’t want to think about these things now, those who do plan ahead and buy a final expense whole life insurance policy are rewarded with the peace of mind of knowing that their final epenses are taken care of so that their family members aren’t stuck with the bill.  Final expense whole life insurance policies can eliminate or minimize the financial burden an unexpected death could have on those who you love and fund your final wishes.

On average a funeral can cost $10,000 or more.  Other expenses that are related to a funeral like transportation, ceremonies, and other incidentals, can also be costly.  Social security benefits pay only $255 to qualified dependents and the Veteran’s Administration benefit offers only $300.

What makes things worse, is that the majority of U.S. health care costs come in the final phase of life, when many end up in their final days living with terminal chronic illnesses which have very high costs associated with their treatments.

Obtaining a final expense whole life insurance policy now will ensure that your loved ones will have funds availabe when they need them.

Final Expense Whole Life Insurance Can Help

• Peace of mind that your family will be protected
• No exam – policy issue is based on your answers to health questions on the application
• Find out today if you are pre-approved
• Premium rates that are guaranteed to never increase for the rest of your life
• Coverage that never decreases
• 30-day free look period with a right to cancel and 100% refund

Call us today for a quote at 1-888-950-TERM(8376)

Tags: final expense, final expense whole life insurance, final expense whole life insurance policy, final expense whole life insurance quotes, final expense whole life insurance rates

Life Insurance Rates for Age 86

Jul 17, 2011 Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance, final expense

If you are looking for life insurance for someone age 86, there’s a good chance you are having a hard time finding coverage.  That’s because once you are over age 86 there aren’t many companies that still offer life insurance policies, but if you are working with the right agent who knows the over age 85 market, you can still get a life insurance policy as long as you are still in relatively decent health.

Life insurance rates for a male age 86 – a $10,000 life insurance policy for an 86 year old male would cost you 220.83 per month.

Life insurance rates for a female age 86 – a $10,000 life insurance policy for an 86 year old female would cost you 171.67 per month.

This policy is not available in all states.  Call InsuranceGlobe.net for details at 1-888-950-TERM.