Fixed Annuity Rates

Admin — Mon, 27 Dec 2010 14:05:10 +0000

Compare Fixed Annuity Rates as of April 26, 2011

If you would like to speak to a licensed agent, please call InsuranceGlobe.net at 1-888-950-8376.

Midland National Life	MNL Guarantee Ultimate 10 (200k)	10 Yr.	4.25%
Midland National Life	MNL Guarantee Ultimate 9 (200k)	9 Yr.	4.10%
Midland National Life	MNL Guarantee Ultimate 8 (200k)	8 Yr.	3.90%
Midland National Life	MNL Guarantee Ultimate 7 (200k)	7 Yr.	3.60%
The Standard	Focused Growth Annuity 6 (100k)	6 Yr.	3.40%
American Equity Inv Life Ins Co	Guarantee 5	5 Yr.	3.15%
Midland National Life	MNL Guarantee Ultimate 4 (200k)	4 Yr.	2.15%
OM Financial Life Insurance Company	OM Guarantee-Platinum 3	3 Yr.	2.25%
Allianz Life	Dominator Select 2	2 Yr.	1.50%
Allianz Life	Dominator Select 1	1 Yr.	1.50%

Compare Highest Fixed Annuity Rates

Are you considering an investment in a Bank Certificate of Deposit? If so, consider the following:

Fixed annuity rates often are higher than CD interest rates.
CDs do not offer any tax advantages – they are taxed every year.
CDs can be garnished or seized.
Most CDs cannot be liquidated without penalties and withdrawal charges never end.
CDs have no lifetime income guarantee.
CDs are subject to probate.
CDs will not waive charges if you are terminally ill or confined to a nurshing home.

Consider the advantages of Fixed Annuities:

Fixed Annuities allow you to begin receiving interest in 30 days.
Fixed Annuities allow you to make penalty-free withdrawals.
Fixed Annuities are creditor protected in most states.
Fixed Annuities automatically bypass probate expenses and delays.
Fixed Annuities give you an option to receive guaranteed monthly income for life.
Most Fixed Annuities allow you to access your money penalty-free if you become terminally ill or were confined to a nursing home.

What is an annuity?

An annuity is a contract in which one party pays a premium (you), and the other party (insurance company) agrees to pay a stipulated amount (the deposit plus interest) periodically throughout life. No taxes are due on an annuity’s earnings until withdrawn, while interest on a CD is taxed each and every year whether you touch it or not. Some people have to make quarterly estimated tax payments because of interest they earn on their CD’s.

Liquidity

Annuity accounts are liquid when compared to bank CDs.

Some annuities allow interest withdrawals after 30 days.
Most annuities allow withdrawals of 10% per year.
All annuities can be converted to an income stream you can never outlive.
Most annuities will allow full access to your money in the event you become terminally ill or confined to a nursing home.
Most annuities allow Required Minimum Distributions from an IRA to be made free of any charges.

If you would like to speak to a licensed agent, please call InsuranceGlobe.net at 1-888-950-8376.

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Fixed Annuity Rates