20-Year Term Life Insurance for a 65-Year Old
May 14, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Quote Online, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance, final expense
If you are a 65-Years Old MALE, non-smoking, and because of your good health condition are able to qualify for Health Category PREFERRED PLUS (the best) rates, you may be eligible for:
$786.00 per year with Genworth Life and Annuity Insurance Co
$50,000 Colony Term 20 Preferred Best No Nicotine Use
Monthly: $68.78
If you are a 65-Years Old FEMALE, non-smoking, and because of your good health condition are able to qualify for Health Category PREFERRED PLUS (the best) rates, you may be eligible for:
$597.00 per year with Genworth Life and Annuity Insurance Co
$50,000 Colony Term 20 Preferred Best No Nicotine Use
Monthly: $52.24
GENWORTH’s Colony Term UL-20 is a flexible-premium adjustable life insurance policy that lets you plan your premium payments to be similar to term insurance premiums. It contains a death benefit guarantee that you can choose to maintain by paying premiums periodically and that are comparable to term life insurance premiums. You can extend coverage beyond the initial period by simply paying higher premiums. For copy of a customer brochure containing a detailed description of this life insurance product, please click on CONTACT US and make a request providing your e-mail address so that we may e-mail you said brochure.
If you would like to file an application at this time and find out if you qualify for the above rates, you may also click on CONTACT US and let us know.
Or, if you would like to explore other life insurance options, or to request a free evaluation, please, click on REQUEST FREE CONSULTATION, provide the information requested and send it to us by clicking SUBMIT at the bottom of the form.
We look forward to the opportunity of being your Internet-based life insurance agent!
Life Insurance For Seniors
Apr 22, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Rates, No Exam Life Insurance, Senior Life Insurance, Uncategorized, final expense
Final expense insurance can help minimize the emotional and financial burden a loss could have on a family. A funeral can cost $10,000 or more. Social Security benefits pay only $255 to qualified dependents. The majority of U. S. health care costs rise in the final phase of life, when an eventually fatal chronic illness causes intense medical costs. Final Expense life insurance, also referred to as Burial Insurance, provides peace of mind and funds when they are needed the most. Since the policy is a whole life policy, premium costs do not increase and, as long as premiums are paid as due and on time, do not expire either. Typically, medical exams are not required. The applicant needs only to answer about a dozen health questions to find out if he/she qualifies. Depending on qualification standards, the benefits may be, a) LEVEL, with full benefits paid immediately; or b) Graded, with benefits paid over a 2 or 3 year period. Premiums are calculated depending on current underwriting standards which take in consideration health, age, male/female, smoking habits, etc. For instance, at present a fairly healthy 80 years old female, non-smoker and able to answer NO to all the questions in the life insurance application’s health questionnaire, may be able to qualify for up to $25,000 in life insurance with a monthly premium of $227.07; or for a $10,000 policy for $91.65. If you are a senior over 60, or 70, or even 80, and would like to inquire and find out if you qualify for final expense life insurance, please, contact us at:
- Toll Free Number (888) 950-8376, or
- Write to us at info@insuranceglobe.net , and send us a brief message, or
- you may also click on Request Free Consultation, and enter your information as indicated therein
One of our licensed and experienced agent will work with you to find the right life insurance for you. Life insurance is not a windfall. You are not going to make your family rich. It is bad enough losing a member of the family, but if they have to struggle financially, it is a double whammy!
Tags: burial insurance, final expense insurance, life insurance for seniors, life insurance for seniors over 80
Life Insurance Quote Online
Mar 28, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Quote Online, Life Insurance Quotes, Life Insurance Rates, final expense
If you are looking for a life insurance quote online, look no more. Visit our website at www.insuranceglobe.net and there you can obtain instant quotes for Term Life Insurance, Universal Life Insurance and Return of Premium Life Insurance. Once you have made a decision as to the face amount of the policy, the type, the term and the premium you can afford, click on Request an Application to start the process of filing an application with the insurance company you have selected. Or you may click on Request Free Evaluation, provide your specific information, click on Send, and one of our licensed agents will contact you with recommendations as to the best life insurance options for you.
Besides Date of Birth, Face Amount, Term, whether or not you use, or have used, Tobacco Products, etc., which is all straight forward data, you also need to make a choice about your Health Category. Some folks tend to overestimate the quality of their health. Others are not completely truthful about it hoping the insurance company will not catch on the existing heart condition, or similar health issue. The fact is that insurance companies, during the underwriting process, carefully review medical records and related information as a result of which they can establish the correct Health Category for the applicant, a very important element in determining the cost of life insurance. So it is better to be accurate and thorough which will save time to all involved.
In any event, as you may be aware, the Health Categories are, from top (least expensive premium) to bottom (most costly premium): Preferred Best, Preferred, Standard Plus and Standard.
So, while it may sound complicated to obtain a simple life insurance quote, it is not. And to make it even easier for you, one of our licensed agents can help you through the process. When you visit our website, www.insuranceglobe.net , check us by clicking About Us in the navigation menu.
We hope this article has been informative and look forward to working with you.
Tags: life insurance, Life Insurance Quotes, life insurance quotes online
Second to Die Life Insurance
Oct 14, 2012 Life Insurance Products, Types of Life Insurance, Wealth Transfer
Second to Die Life Insurance
Second to Die Life Insurance Quotes call:
1-888-950-8376
Survivorship life insurance is also known as second to die life insurance. Survivorship life insurance is a kind of life insurance that covers two people on one policy, but only pays out after both insured’s have died.
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Tags: estate planning life insurance, Second to Die Life Insurance, second to die life insurance quotes, SUL, Survivorship Life Insurance
10 Year Term Life Insurance
Oct 11, 2012 Life Insurance Products, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance
10 Year Term Life Insurance
10 year term life insurance is perfect for someone who needs a high death benefit, but only for a short period of time. 10 year term life insurance is also perfect for someone who needs a cheap life insurance quote.
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Tags: 10 year term life insurance, 72 year old male term life insurance quotes, life insurance, Life Insurance Quotes, life insurance rates, sample term life insurance quotes, sample term life insurance rates, term life insurance quotes, term life insurance rates
Final Expense Life Insurance Quotes
Aug 29, 2012 Life Insurance 101, Life Insurance Products, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance, Whole Life Insurance, final expense
Final Expense Life Insurance Quotes
Call us for a Final Expense Life Insurance Quote 1-888-950-8376.
Final expense insurance or burial insurance is a life insurance policy that covers you for life. It does not require a medical exam. A burial insurance or final expense insurance policy covers the expenses of a funeral.
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Tags: burial life insurance, burial life insurance quotes, final expense, final expense insurance, final expense insurance quotes, final expense life insurance, final expense life insurance quotes, final expense quotes, life insurance, life quote
20 Year Term Life Insurance Quotes for a 75 Year Old
Aug 23, 2012 Life Insurance Products, Life Insurance Quotes, Life Insurance Rates
20 Year Term Life Insurance Quotes for a 75 Year Old
We get a lot of inquiries from people in their 70′s asking for term life insurance quotes. They sometimes think term life insurance isn’t available at their age.
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Tags: $50, 000 policy, 20 year term life insurance policy, 20 Year Term Life Insurance Quotes for a 75 Year Old, Colony Term UL 20, Genworth Life Insurance Company, get an instant life insurance quote, guaranteed for 20 years, life insurance quote, Life Insurance Quotes, standard non-smoker, term life insurance, term life insurance quotes
20 Year Level Term Life Insurance Quotes
Aug 20, 2012 Life Insurance Products, Life Insurance Quotes, Life Insurance Rates
20 Year Level Term Life Insurance Quotes
Are you looking for 20 year level term life insurance quotes? You can use our online life insurance quoting engine to get your own life insurance quotes or you can call us at 1-888-950-TERM(8376).
Here is an example of what your life insurance quotes will look like. You will get them immediately on our website.
| 1. $1,680.00 per year with Lincoln National Life Insurance Company Request an Application LifeElement (SM) Level Term – 10 Year Preferred Plus Non-tobacco Monthly: $147.47 |
| 2. $1,695.00 per year with Savings Bank Life Insurance Co of MA Request an Application T-10/10 – 10 Year Term Guaranteed 10 Preferred Plus Non-Nicotine Monthly: $147.84 |
| 3. $1,715.00 per year with Ohio National Life Assurance Corporation Request an Application FlexTerm Series VIII – 10 Year Super Preferred Non-Smoker Monthly: $147.84 |
| 4. $1,730.00 per year with Banner Life Insurance Company Request an Application OPTerm 10 – 10 Year Term Preferred Plus Non-Smoker Monthly: $148.35 |
| 5. $1,730.00 per year with Midland National Life Insurance Company Request an Application Premier CS4 – 10 Year Term Preferred Plus Non-tobacco Monthly: $149.52 |
| 6. $1,730.00 per year with North American Co for Life and Health Request an Application ADDvantage 10 Super Preferred Non-Tobacco Monthly: $150.08 |
| 7. $1,746.97 per year with Genworth Life and Annuity Insurance Co Request an Application Colony Term UL 10 (200K+) Preferred Best No Nicotine Use Monthly: $151.38 |
| 8. $1,746.97 per year with Genworth Life Insurance Company Request an Application Colony Term UL 10 (200K+) Preferred Best No Nicotine Use Monthly: $151.38 |
| 9. $1,775.00 per year with Ohio National Life Assurance Corporation Request an Application FlexTerm Series VIII – 10 Year Plus Super Preferred Non-Smoker Monthly: $151.69 |
| 10. $1,775.00 per year with Transamerica Life Insurance Company Request an Application TransTerm UL 10 Preferred Plus Non-Smoker Monthly: $153.54 |
Tags: 20 Year Level Term Life Insurance Quotes, Life Insurance Quotes, online life insurance, term life insurance quotes
Can a 65 Year Old Get 30 Year Term Life Insurance?
Aug 17, 2012 Life Insurance Products, Life Insurance Quotes, Life Insurance Rates
Yes, a 65 year old can get 30 year term insurance. Let’s look at some rates below.
A 65 year old male non-smoker who qualifies for the best rate can get a $100,000 30 year term policy for $1,747.23 per year.
A 65 year old female non-smoker who qualifes for the best rate can get a $100,000 30 year term policy for $1,413.00 per year.
If you would like a 30 year term life insurance quote, please call us at 1-888-950-TERM(8376).
Tags: 30 year term, 30 year term life insurance, Can a 65 Year Old Get 30 Year Term Life Insurance, Life Insurance Quotes, term life insurance
Sell Your Life Insurance For Cash
May 17, 2012 Life Insurance Products, Senior Life Insurance
Did you know you can sell your life insurance policy for cash? Do you own a $50,000 to $300,000 life insurance policy? Are you over 75 years old? If your answer is yes, you may be able to sell your unwanted life insurance policy for a lump sum cash payout.
Did you know that over 90% of all life insurance policies are either lpased or surrendered and the life insurance company never pays a claim? If your circumstances have changed or you just need a little extra cash, this might be the solution for you.
If you no longer wish to pay premiums and plan on letting your life insurance policy lapse, you should consider the life policy payout program. Your unwanted or unneeded life insurance policy may have value.
With this program:
1. Medical records and third party life expectancies are not required.
2. You may be able to receive a cash amount greater than the surrender value of your policy.
3. You may be able to receive cash for a policy that would otherwise be lapsed.
4. Only 45-60 days average time to have have cash in your hand.
5. You have no obligation to sell your policy once you receive an offer.
Here’s an example, the policy owner will no longer pay the current premium of $11,000 a year and can receive about $27,500 cash for the policy. The face amount on the existing whole life policy being surrendered is $250,000 and the policy was issued in 2004. The insured is 83 years old, male.
Here’s another example, the policy owner will no longer pay the current premium of $2,600 a year and can receive about $11,000 cash for the policy. The face amount on the existing universal life insurance policy being surrendered is $100,000. The policy was issued in 1984 and the insured is 82 years old, male.
If you can answer yes to the following question, your life insurance policy may be eligible for this program:
- Is the face amount of your policy between $50,000 and $300,000?
- Is the insured at least 75 years of age?
- Is the policy owner’s current state of residency one of the following: Florida, Alabama, Arizona, DC, Hawaii, Missouri, South Carolina, South Dakota, Wyoming, New Mexico, Michigan, Delaware, Massachusetts?
- Is the policy either universal life or whole life?
- Was the policy issued at least 6 years ago?
If the answers are yes to all questions above, your policy may qualify for this program. Call us to learn how to submit an application. 1-888-950-8376.
