insuranceglobe.net » Life Insurance Quotes

Buy Life Insurance For Seniors

Admin — Sun, 13 May 2012 23:33:33 +0000

Buying Life Insurance For Seniors is easy. We have life insurance policies for seniors that you can buy without a medical exam for up to a $50,000 death benefit. All you have to is complete a short life insurance application containing a few yes or no medical questions. The whole thing can be done over the phone, or by mail, fax or email. You do not have to meet with a life insurance agent. The monthly rate will depend on your age and the amount of coverage you are applying for.

Buying Life Insurance For Seniors will help ensure:

You pay off any unpaid debt
Fund children’s college education
Pay funeral expenses
Pay Medical bills

To get a life insurance quote for seniors or to start your life insurance application, please call us at 1-888-950-TERM(8376).

30 Year Term Life Insurance For A 55 Year Old

Admin — Wed, 09 May 2012 17:20:57 +0000

Genworth recently announced that they would be withdrawing their Colony Term UL 30, so let’s look at some 30 year term life insurance rates and see where Genworth stands compared to the competition.

$500k 30 Year Term Life Rates for a 55 year old male super preferred non-smoker

1. $2,805.00 per year with Banner Life Insurance Company
           OPTerm 30 – 30 Year Term    Preferred Plus Non-Smoker

2. $2,825.44 per year with Genworth Life and Annuity Insurance Co
           Colony Term UL 30 (200K+)    Preferred Best No Nicotine Use

3. $2,825.44 per year with Genworth Life Insurance Company
           Colony Term UL 30 (200K+)    Preferred Best No Nicotine Use

4. $2,975.00 per year with Pruco Life Insurance Company
           Term Essential 30 (<250K PruXpress ONLY)    Preferred Best

5. $3,050.05 per year with Transamerica Life Insurance Co
           TransTerm UL 30    Preferred Plus Non-Smoker

6. $3,125.00 per year with Principal National Life Insurance Co
           30-Year Term    Super Preferred non-tobacco

7. $3,134.00 per year with American General Life Insurance Co
           Select-a-Term – 30 Year    Preferred Plus Non-Tobacco

8. $3,138.96 per year with Protective Life Insurance Company
           Secure-T – 30 Year No Lapse UL    Super Preferred Non-Tobacco

9. $3,248.00 per year with ReliaStar Life Insurance Co (ING)
           TermSmart 30 – 30 Year Term    Super Preferred Non-Tobacco

10. $3,370.00 per year with Independent Order of Foresters
           Foresters Lifefirst – 30 Year    Preferred Plus Non-Tobacco

Now let’s look at the same scenario for a female:

30 Year Term Life Insurance Rates for a 55 year old female super preferred non-smoker

1. $1,525.00 per year with Banner Life Insurance Company
           OPTerm 30 – 30 Year Term    Preferred Plus Non-Smoker

2. $1,826.72 per year with Genworth Life and Annuity Insurance Co
           Colony Term UL 30 (200K+)    Preferred Best No Nicotine Use

3. $1,826.72 per year with Genworth Life Insurance Company
           Colony Term UL 30 (200K+)    Preferred Best No Nicotine Use

4. $2,070.00 per year with Banner Life Insurance Company
           OPTerm 30 – 30 Year Term    Preferred Non-Smoker

5. $2,135.00 per year with Pruco Life Insurance Company
           Term Essential 30 (<250K PruXpress ONLY)    Preferred Best

6. $2,175.00 per year with Transamerica Life Insurance Co
           TransTerm UL 30    Preferred Plus Non-Smoker

7. $2,245.00 per year with Principal National Life Insurance Co
           30-Year Term    Super Preferred non-tobacco

8. $2,249.00 per year with American General Life Insurance Co
           Select-a-Term – 30 Year    Preferred Plus Non-Tobacco

9. $2,259.02 per year with Protective Life Insurance Company
           Secure-T – 30 Year No Lapse UL    Super Preferred Non-Tobacco

10. $2,263.00 per year with ReliaStar Life Insurance Co (ING)
           TermSmart 30 – 30 Year Term    Super Preferred Non-Tobacco

Call us for a customized life insurance quote at 1-888-950-TERM(8376)

Best Final Expense Life Insurance Rates Age 70

Admin — Wed, 09 May 2012 13:17:16 +0000

Here are some sample final expense life insurance rates for a 70 year old male on a $10,000.00 policy. These plans do not require an exam, but you do have to answer some medical questions on the application. To find out if you qualify, please call us at 1-888-950-TERM(8376).

1. $766.00 per year with Independent Order of Foresters
           Planright Level    Nontobacco
           Monthly: $67.03

2. $767.70 per year with Americo Financial Life and Annuity Ins.
           Ultra Protector I (Simplified Issue)    Standard Non-Tobacco
           Monthly: $69.61

3. $800.00 per year with Royal Neighbors of America
           Neighbors Simplified Issue Whole Life    Standard Non-Tobacco
           Monthly: $70.83

4. $830.10 per year with Assurity Life Insurance Company
           Level Benefit W/L – Simplified Issue    Select Non-Tobacco
           Monthly: $72.93

5. $845.23 per year with Columbian Life Insurance Company
           Dignified Choice – Classic I Whole Life    Non-Smoker
           Monthly: $73.05

6. $850.00 per year with American Continental Insurance Company
           Final Expense – Level Benefit Plan    Non-Smoker
           Monthly: $73.54

7. $867.90 per year with United Home Life Insurance Company
           Express Issue Premier Whole Life    Nontobacco
           Monthly: $78.30

8. $870.00 per year with Madison National Life Ins. Company
           Legacy Select Level Benefit Whole Life    Nontobacco
           Monthly: $80.71

9. $942.10 per year with United Heritage Life Insurance Company
           Protector Whole Life – Simplified Issue    Non-Tobacco
           Monthly: $81.96

10. $996.20 per year with United Home Life Insurance Company
           Express Issue Deluxe Whole Life    Nontobacco
           Monthly: $92.65

Lifetime No-Lapse Universal Life Insurance Rates 60 Year Old Male

Admin — Sat, 28 Apr 2012 21:53:11 +0000

Lifetime No-Lapse Universal Life Insurance Rates – 60 Year Old Male

Lifetime No-Lapse Universal Life Insurance is a type of life insurance that is guaranteed for life. Your premium is guaranteed to never go up as long as you continue to pay on time. If you have ever experienced having to pay higher rates every year on your life insurance and would prefer a policy that is guaranteed for life, then Lifetime No-Lapse Universal Life Insurance may be right for you.

Below you will find lifetime no-lapse universal life insurance rates for a 60 year old male preferred best non-smoker.

100k No-Lapse Universal Life Insurance Rates for a 60 Year Old Male Preferred Best Non-Smoker

1. $1,430.45 per year with The Penn Mutual Life Insurance Company Request an Application
Guaranteed Protection UL – gtd to 121 Preferred Plus Non-Tobacco
Monthly: $126.30

2. $1,466.00 per year with Banner Life Insurance Company Request an Application
Life Choice UL – pay to age 121 Preferred Plus Non-Smoker
Monthly: $126.30

3. $1,484.00 per year with Aviva Life and Annuity Company Request an Application
Advantage Builder Series IV w/NLG Premier Non-Tobacco
Monthly: $127.92

4. $1,486.00 per year with Midland National Life Insurance Company Request an Application
Essential Guaranteed UL 2 ($25K) Preferred Plus Non-Tobacco
Monthly: $130.11

5. $1,486.00 per year with North American Co for Life and Health Request an Application
Custom Guarantee Gen 6 ($25K) Super Preferred Non-Tobacco
Monthly: $130.25

6. $1,513.00 per year with American General Life Insurance Company Request an Application
Secure Lifetime GUL – to age 121 Preferred Plus Non-Tobacco
Monthly: $132.00

7. $1,516.02 per year with Protective Life Insurance Company Request an Application
Protective Centennial G II UL Select Preferred Non-Tobacco
Monthly: $133.00

8. $1,519.00 per year with North American Co for Life and Health Request an Application
TermGUL ($25K) Super Preferred Non-Tobacco
Monthly: $133.00

9. $1,529.78 per year with Hartford Life and Annuity Insurance Co Request an Application
Hartford Bicentennial Freedom UL (2011) Preferred Plus Non-Nicotine
Monthly: $133.10

10. $1,534.10 per year with Banner Life Insurance Company Request an Application
Life Change UL – pay to age 121 Preferred Plus Non-Smoker
Monthly: $133.10

To get a personalized quote please call InsuranceGlobe.net at 1-888-950-TERM.

Buy 20 Year Term Life Insurance 50 Year Old Female

Admin — Wed, 25 Apr 2012 02:01:41 +0000

Buy 20 Year Term Life Insurance for a 50 Year Old Female

How much is 20 year term life insurance for a 50 year old female? See sample 20 year term life insurance rates below.

20 Year Term Life Insurance Rates 50 Year Old Female Preferred Best Non-Smoker $500K

1. $665.00 per year with Ohio National Life Assurance Corporation Request an Application
Term 20 Super Preferred Non-Smoker
Monthly: $59.19

2. $670.00 per year with Lincoln National Life Insurance Company Request an Application
LifeElement (SM) Level Term – 20 Year Preferred Plus Non-tobacco
Monthly: $59.60

3. $685.00 per year with Savings Bank Life Insurance Co of MA Request an Application
T-20/20 – 20 Year Term Guaranteed 20 Preferred Plus Non-Nicotine
Monthly: $59.63

4. $690.00 per year with Banner Life Insurance Company Request an Application
OPTerm 20 – 20 Year Term Preferred Plus Non-Smoker
Monthly: $60.38

5. $690.00 per year with Ohio National Life Assurance Corporation Request an Application
Term 20 Plus Super Preferred Non-Smoker
Monthly: $60.64

6. $693.00 per year with ReliaStar Life Insurance Company (ING) Request an Application
TermSmart 20 – 20 Year Term Super Preferred Non-Tobacco
Monthly: $61.20

7. $720.00 per year with Columbus Life Insurance Company Request an Application
Nautical Term – 20 Year Super Preferred Non-tobacco
Monthly: $61.41

8. $725.00 per year with Security Mutual Life Insurance Co of NY Request an Application
LT Security Plus 20-Year Preferred Plus Nonsmoker
Monthly: $61.81

9. $730.91 per year with Genworth Life and Annuity Insurance Co Request an Application
Colony Term UL 20 (200K+) Preferred Best No Nicotine Use
Monthly: $61.81

10. $730.91 per year with Genworth Life Insurance Company Request an Application
Colony Term UL 20 (200K+) Preferred Best No Nicotine Use
Monthly: $62.69

For more information, please call us at 1-888-950-TERM

How Tobacco Chewers Can Get Non-Smoker Rates on Their Life Insurance Policy

Admin — Fri, 20 Apr 2012 01:27:55 +0000

If you chew tobacco, but you don’t smoke cigarettes, you don’t have to pay smoker rates on your life insurance. Just about every single life insurance company will rate tobacco chewers as smokers, but we know of at least one company that will give tobacco chewers non-smoker rates. So, if you are a tobacco chewer and you are currently paying smoker rates for your life insurance policy, give us a call at 1-888-950-Term and we’ll see if we can save you some money on your life insurance.

Low-Cost Term Life Insurance

Admin — Wed, 11 Apr 2012 20:11:19 +0000

Protect your family’s future with low-cost term life insurance.

A 35-year old female can buy $500,000 of 1o-year term life insurance for as little as $14.00 per month.
A 45-year old male can buy $1 million of 20-year term life insurance for as little as $101.06 per month.
Guaranteed level premiums.

Monthly Premiums for Preferred Plus Non-Tobacco
Male	Term 10	Term 20	Female	Term 10		Term 20
Age 35	$500,000 Policy	$1,000,000 Policy	Age 35	$500,000 Policy		$1,000,000 Policy
Age 35	$15.75	$39.81	Age 35	$14.00		$35.44
45	$31.06	$101.06	45	$26.69		$78.31
55	$76.13	$252.44	55	$55.56		$184.19

Monthly Premiums for Preferred Tobacco
Male	Term 10	Term 20	Female	Term 10	Term 20
Age 35	$500,000 Policy	$1,000,000 Policy	Age 35	$500,000 Policy	$1,000,000 Policy
Age 35	$57.31	$177.19	Age 35	$48.13	$144.81
45	$123.81	$437.06	45	$96.25	$308.44
55	$292.25	$1,003.19	55	$184.63	$678.56

The annual, male and female term life insurance premiums are based on preferred plus, non-tobacco rates, or preferred tobacco rates as shown above. They are are renewable and convertible, level death benefit, term life insurance policies with level premiums during the initial guarantee period. Premiums increase annually thereafter. Two-year contestability and suicide provisions apply. Available only in approved jurisdictions. Rates updated as of 3.2012

To learn more, contact InsuranceGlobe.net at 1-888-950-TERM.

No Exam Term Universal Life Insurance with Transamerica

Admin — Fri, 06 Apr 2012 18:32:46 +0000

For those of you who don’t want the hassle of a medical exam or don’t need a large amount of death benefit coverage, you may find a TransTerm universal life insurance policy the perfect choice for:

Covering final expenses
Getting supplemental coverage for a spouse
Having separate coverage for second mortgage
Covering college expenses

Non-Medical Guidelines

Face amounts from $25,000 – $50,000, ages 18-70
Face amounts from $50,000 – $99,999 ages 18-60
Available with all planned initial level premium durations: 10, 15, 20, 25, & 30
Qualifying risk classes: Standard – Nonsmoker & Smoker; Rated Classes – Nonsmoker & Smoker

Call InsuranceGlobe.net at 1-888-950-TERM today for free term or universal life insurance quotes. We will help you get the lowest cost term life insurance rates or universal life insurance rates possible. We are independent life insurance brokers committed to helping you get the best coverage available.

20 Year Term Standard Non-Smoker Life Insurance Rates 50 Year Old Male

Admin — Mon, 02 Apr 2012 02:15:59 +0000

These are our top 10, 20 year term life insurance rates for a 50 year old male who qualifies for standard non-smoker rates. In this example, the 20 year term life insurance rates shown are for a $500,000 term life insurance policy.

For assistance, please call InsuranceGlobe.net at 1-888-950-Term.

1. $4,545.00 per year with Household Life Insurance Company Request an Application
20 Year Term Standard Non-Tobacco
Monthly: $409.46

2. $4,785.00 per year with Lincoln National Life Insurance Company Request an Application
LifeElement (SM) Level Term – 20 Year Standard Non-tobacco
Monthly: $409.46

3. $4,826.09 per year with Genworth Life and Annuity Insurance Co Request an Application
Colony Term UL 20 (200K+) Standard No Nicotine Use
Monthly: $411.83

4. $4,826.09 per year with Genworth Life Insurance Company Request an Application
Colony Term UL 20 (200K+) Standard No Nicotine Use
Monthly: $413.50

5. $4,864.00 per year with American General Life Insurance Company Request an Application
Select-a-Term – 20 Year Standard Non-Tobacco
Monthly: $424.20

6. $4,865.00 per year with Transamerica Life Insurance Company Request an Application
TransTerm UL 20 Non-Smoker
Monthly: $425.60

7. $4,894.10 per year with Protective Life Insurance Company Request an Application
Secure-T – 20 Year No Lapse UL Standard Non-Tobacco
Monthly: $425.87

8. $4,905.00 per year with Savings Bank Life Insurance Co of MA Request an Application
T-20/20 – 20 Year Term Guaranteed 20 Standard Non-Nicotine
Monthly: $426.74

9. $4,965.00 per year with Ohio National Life Assurance Corporation Request an Application
Term 20 Non-Smoker
Monthly: $435.58

10. $4,978.00 per year with ReliaStar Life Insurance Company (ING) Request an Application
TermSmart 20 – 20 Year Term Standard Non-Tobacco
Monthly: $441.89

20 Year Term Life Insurance Rates 50 Year Old Male Preferred Non-Smoker

Admin — Mon, 26 Mar 2012 01:40:37 +0000

20 Year Term Life Insurance Rates 50 Year Old Male Preferred Non-Smoker – $500,000

1. $1,120.00 per year with Banner Life Insurance Company Request an Application
OPTerm 20 – 20 Year Term Preferred Non-Smoker
Monthly: $94.83

2. $1,121.07 per year with Genworth Life and Annuity Insurance Co Request an Application
Colony Term UL 20 (200K+) Preferred No Nicotine Use
Monthly: $94.83

3. $1,121.07 per year with Genworth Life Insurance Company Request an Application
Colony Term UL 20 (200K+) Preferred No Nicotine Use
Monthly: $97.34

4. $1,124.00 per year with American General Life Insurance Company Request an Application
Select-a-Term – 20 Year Preferred Non-Tobacco
Monthly: $98.00

5. $1,145.00 per year with Ohio National Life Assurance Corporation Request an Application
Term 20 Preferred Non-Smoker
Monthly: $98.35

6. $1,149.00 per year with MetLife Investors USA Insurance Company Request an Application
Guaranteed Level Term 20 Preferred Plus Nonsmoker
Monthly: $98.93

7. $1,150.00 per year with Savings Bank Life Insurance Co of MA Request an Application
T-20/20 – 20 Year Term Guaranteed 20 Preferred Non-Nicotine
Monthly: $100.05

8. $1,152.10 per year with Protective Life Insurance Company Request an Application
Secure-T – 20 Year No Lapse UL Preferred Non-Tobacco
Monthly: $101.33

9. $1,158.00 per year with ReliaStar Life Insurance Company (ING) Request an Application
TermSmart 20 – 20 Year Term Preferred Non-Tobacco
Monthly: $101.91

10. $1,170.00 per year with Transamerica Life Insurance Company Request an Application
TransTerm UL 20 Preferred Non-Smoker
Monthly: $103.25