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20-Year Term Life Insurance for a 65-Year Old

May 14, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Quote Online, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance, final expense

If you are a 65-Years Old MALE, non-smoking, and because of your good health condition are able to qualify for Health Category PREFERRED PLUS (the best) rates, you may be eligible for:

$786.00 per year with Genworth Life and Annuity Insurance Co
$50,000 Colony Term 20    Preferred Best No Nicotine Use
Monthly: $68.78

If you are a 65-Years Old FEMALE, non-smoking, and because of your good health condition are able to qualify for Health Category PREFERRED PLUS (the best) rates, you may be eligible for:

$597.00 per year with Genworth Life and Annuity Insurance Co
$50,000 Colony Term 20    Preferred Best No Nicotine Use
Monthly: $52.24

GENWORTH’s Colony Term UL-20 is a flexible-premium adjustable life insurance policy that lets you plan your premium payments to be similar to term insurance premiums. It contains a death benefit guarantee that you can choose to maintain by paying premiums periodically and that are comparable to term life insurance premiums. You can extend coverage beyond the initial period by simply paying higher premiums. For copy of a customer brochure containing a detailed description of this life insurance product, please click on CONTACT US and make a request providing your e-mail address so that we may e-mail you said brochure.

If you would like to file an application at this time  and find out if you qualify for the above rates, you may also click on CONTACT US and let us know.

Or, if you would like to explore other life insurance options, or to request a free evaluation, please, click on REQUEST FREE CONSULTATION, provide the information requested and send it to us by clicking SUBMIT at the bottom of the form.

We look forward to the opportunity of being your Internet-based life insurance agent!

Life Insurance For Seniors

Apr 22, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Rates, No Exam Life Insurance, Senior Life Insurance, Uncategorized, final expense

Final expense insurance can help minimize the emotional and financial burden a loss could have on a family. A funeral can cost $10,000 or more. Social Security benefits pay only $255 to qualified dependents. The majority of U. S. health care costs rise in the final phase of life, when an eventually fatal chronic illness causes intense medical costs. Final Expense life insurance, also referred to as Burial Insurance,  provides peace of mind and  funds when they are needed the most. Since the policy is a whole life policy, premium costs do not increase and, as long as premiums are paid as due and on time, do not expire either. Typically, medical exams are not required. The applicant needs only to answer about a dozen health questions to find out if he/she qualifies. Depending on qualification standards, the benefits may be, a) LEVEL, with full benefits paid immediately; or b) Graded, with benefits paid over a 2 or 3 year period.  Premiums are calculated depending on current underwriting standards which take in consideration health, age, male/female, smoking habits, etc. For instance, at present a fairly healthy 80 years old female, non-smoker and able to answer NO to all the questions in the life insurance application’s health questionnaire, may be able to qualify for up to $25,000 in life insurance with a monthly premium of $227.07; or for a $10,000 policy for $91.65. If you are a senior over 60, or 70, or even 80, and would like to inquire and find out if you qualify for final expense life insurance, please, contact us at:

  • Toll Free Number (888) 950-8376, or
  • Write to us at info@insuranceglobe.net ,  and send us a brief message, or
  • you may also click on Request Free Consultation, and enter your information as indicated therein

One of our licensed and experienced agent will work with you to find the right life insurance for you. Life insurance is not a windfall. You are not going to make your family rich. It is bad enough losing a member of the family, but if they have to struggle financially, it is a double whammy!

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Life Insurance Quote Online

Mar 28, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Quote Online, Life Insurance Quotes, Life Insurance Rates, final expense

If you are looking for a life insurance quote online, look no more. Visit our website at www.insuranceglobe.net and there you can obtain instant quotes for Term Life Insurance, Universal Life Insurance and Return of Premium Life Insurance. Once you have made a decision as to the face amount of the policy, the type, the term and the premium you can afford, click on Request an Application to start the process of filing an application with the insurance company you have selected. Or you may click on Request Free Evaluation, provide your specific information, click on Send, and one of our licensed agents will contact you with recommendations as to the best life insurance options for you.

Besides Date of Birth, Face Amount, Term, whether or not you use, or have used, Tobacco Products, etc., which is all straight forward data, you also need to make a choice about your Health Category. Some folks tend to overestimate the quality of their health. Others are not completely truthful about it hoping the insurance company will not catch on the existing heart condition, or similar health issue. The fact is that insurance companies, during the underwriting process, carefully review medical records and related information as a result of which they can establish the correct Health Category for the applicant, a very important element in determining the cost of life insurance. So it is better to be accurate and thorough which will save time to all involved.

In any event, as you may be aware, the Health Categories are, from top (least expensive premium) to bottom (most costly premium): Preferred Best, Preferred, Standard Plus and Standard.

So, while it may sound complicated to obtain a simple life insurance quote, it is not. And to make it even easier for you, one of our licensed agents can help you through the process. When you visit our website, www.insuranceglobe.net , check us by clicking About Us in the navigation menu.

We hope this article has been informative and look forward to working with you.

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Best Life Insurance Rates for Daily Cigar Smokers

Oct 17, 2012 Life Insurance Quotes, Life Insurance Rates, Life Insurance for Smokers

Best Life Insurance Rates for Daily Cigar Smokers - If you enjoy smoking cigars on a daily basis or more than once a week, there are only a few insurance companies you could buy life insurance from at non-smoker rates.  The companies that I know of that will still consider you a non-smoker

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Life Insurance Quotes for Someone Who Quit Smoking 1 Year Ago

Oct 16, 2012 Life Insurance Quotes, Life Insurance Rates

1-888-950-TERM(8376)

Life Insurance Quotes for Someone Who Quit Smoking 1 Year Ago - If you quit smoking 1 year ago, but less than 2 years ago, it is important that you work with a life insurance specialist who is going to shop your life insurance case, because some companies rates will be much, much higher than others.

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10 Year Term Life Insurance

Oct 11, 2012 Life Insurance Products, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance

10 Year Term Life Insurance

10 year term life insurance is perfect for someone who needs a high death benefit, but only for a short period of time. 10 year term life insurance is also perfect for someone who needs a cheap life insurance quote.

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Final Expense Life Insurance Quotes

Aug 29, 2012 Life Insurance 101, Life Insurance Products, Life Insurance Quotes, Life Insurance Rates, Senior Life Insurance, Whole Life Insurance, final expense

Final Expense Life Insurance Quotes

Call us for a Final Expense Life Insurance Quote 1-888-950-8376.

Final expense insurance or burial insurance is a life insurance policy that covers you for life. It does not require a medical exam.  A burial insurance or final expense insurance policy covers the expenses of a funeral.

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Colony Term UL 10 and 20 Premium Rate Increases

Aug 27, 2012 Life Insurance Quotes, Life Insurance Rates, Life Insurance Updates

According to an announcement from Genworth Financial:

Effective Monday, August 27, 2012, the Genworth Financial companies (Genworth) will implement a rate increase for Colony Term UL 10 and 20 products.  As a result of this change, planned premiums will increase an average of 5% for Colony Term Ul policies.  We are taking this action in response to the sustained low interest rate environment, which continues to pressure our ability to provide affordable life insurance products.

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Can I Get Life Insurance With Type 2 Diabetes?

Aug 27, 2012 Impaired Risk Life Insurance, Life Insurance Quotes, Life Insurance Rates

Yes You Can Get Life Insurance With Type 2 Diabetes

Yes, life insurance is available to you if you have Type 2 Diabetes.

Several life insurance companies specialize in underwriting Type 2 Diabetes.  InsuranceGlobe.net knows which companies to go to in order to get you the best life insurance rates.

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20 Year Term Life Insurance Quotes for a 75 Year Old

Aug 23, 2012 Life Insurance Products, Life Insurance Quotes, Life Insurance Rates

20 Year Term Life Insurance Quotes for a 75 Year Old

We get a lot of inquiries from people in their 70′s asking for term life insurance quotes.  They sometimes think term life insurance isn’t available at their age. 

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