Life Insurance For Seniors
Apr 22, 2013 Life Insurance 101, Life Insurance Products, Life Insurance Rates, No Exam Life Insurance, Senior Life Insurance, Uncategorized, final expense
Final expense insurance can help minimize the emotional and financial burden a loss could have on a family. A funeral can cost $10,000 or more. Social Security benefits pay only $255 to qualified dependents. The majority of U. S. health care costs rise in the final phase of life, when an eventually fatal chronic illness causes intense medical costs. Final Expense life insurance, also referred to as Burial Insurance, provides peace of mind and funds when they are needed the most. Since the policy is a whole life policy, premium costs do not increase and, as long as premiums are paid as due and on time, do not expire either. Typically, medical exams are not required. The applicant needs only to answer about a dozen health questions to find out if he/she qualifies. Depending on qualification standards, the benefits may be, a) LEVEL, with full benefits paid immediately; or b) Graded, with benefits paid over a 2 or 3 year period. Premiums are calculated depending on current underwriting standards which take in consideration health, age, male/female, smoking habits, etc. For instance, at present a fairly healthy 80 years old female, non-smoker and able to answer NO to all the questions in the life insurance application’s health questionnaire, may be able to qualify for up to $25,000 in life insurance with a monthly premium of $227.07; or for a $10,000 policy for $91.65. If you are a senior over 60, or 70, or even 80, and would like to inquire and find out if you qualify for final expense life insurance, please, contact us at:
- Toll Free Number (888) 950-8376, or
- Write to us at info@insuranceglobe.net , and send us a brief message, or
- you may also click on Request Free Consultation, and enter your information as indicated therein
One of our licensed and experienced agent will work with you to find the right life insurance for you. Life insurance is not a windfall. You are not going to make your family rich. It is bad enough losing a member of the family, but if they have to struggle financially, it is a double whammy!
Tags: burial insurance, final expense insurance, life insurance for seniors, life insurance for seniors over 80
Life Insurance for Seniors Over 80
May 9, 2012 Uncategorized
Yes, we do sell life insurance for seniors over 80. Most seniors over 80 are looking for smaller life insuance policies that do not require an exam. Below you will find life insurance rates for seniors over 80.
$10,000 life insurance policy for male senior age 81
| 1. $1,632.10 per year with Americo Financial Life and Annuity Ins. Ultra Protector I (Simplified Issue) Standard Non-Tobacco Monthly: $144.03 |
| 2. $1,646.00 per year with Independent Order of Foresters Planright Level Nontobacco Monthly: $145.00 |
| 3. $1,740.00 per year with American Continental Insurance Co Final Expense – Level Benefit Plan Non-Smoker Monthly: $152.78 |
| 4. $1,756.13 per year with Columbian Life Insurance Company Dignified Choice – Classic I Whole Life Non-Smoker Monthly: $154.01 |
| 5. $1,770.00 per year with Royal Neighbors of America Neighbors Simplified Issue Whole Life Standard Non-Tobacco Monthly: $155.05 |
| 6. $1,840.00 per year with Madison National Life Insurance Co Legacy Select Level Benefit Whole Life Nontobacco Monthly: $165.60 |
| 7. $2,051.00 per year with United Heritage Life Insurance Co Protector Whole Life – Simplified Issue Non-Tobacco Monthly: $178.44 |
$10,000 life insurance policy for female senior age 81
| 1. $1,270.00 per year with Royal Neighbors of America Neighbors Simplified Issue Whole Life Standard Non-Tobacco Monthly: $110.51 |
| 2. $1,276.00 per year with Independent Order of Foresters Planright Level Nontobacco Monthly: $111.65 |
| 3. $1,285.90 per year with Americo Financial Life and Annuity Ins. Ultra Protector I (Simplified Issue) Standard Non-Tobacco Monthly: $116.18 |
| 4. $1,335.43 per year with Columbian Life Insurance Company Dignified Choice – Classic I Whole Life Non-Smoker Monthly: $116.67 |
| 5. $1,400.00 per year with American Continental Insurance Co Final Expense – Level Benefit Plan Non-Smoker Monthly: $122.16 |
| 6. $1,420.00 per year with Madison National Life Insurance Co Legacy Select Level Benefit Whole Life Nontobacco Monthly: $127.80 |
| 7. $1,592.00 per year with United Heritage Life Insurance Co Protector Whole Life – Simplified Issue Non-Tobacco Monthly: $138.50 |
If you would like a life insurance quote for a senior over the age of 80, please don’t hesitate to contact us at 1-888-950-TERM(8376).
Tags: $10, 000 life insurance policy for female senior age 81, 000 life insurance policy for male senior age 81, life insurance, life insurance for seniors, life insurance for seniors over 80, life insurance quote, life insurance quote for a senior, life insurance quote for a senior over 80, life insurance quote senior, life insurance rates, life insurance rates for seniors
Best Final Expense Life Insurance Rates Age 70
May 9, 2012 Life Insurance Quotes, Life Insurance Rates, Types of Life Insurance, Uncategorized, final expense
Here are some sample final expense life insurance rates for a 70 year old male on a $10,000.00 policy. These plans do not require an exam, but you do have to answer some medical questions on the application. To find out if you qualify, please call us at 1-888-950-TERM(8376).
| 1. $766.00 per year with Independent Order of Foresters Planright Level Nontobacco Monthly: $67.03 |
| 2. $767.70 per year with Americo Financial Life and Annuity Ins. Ultra Protector I (Simplified Issue) Standard Non-Tobacco Monthly: $69.61 |
| 3. $800.00 per year with Royal Neighbors of America Neighbors Simplified Issue Whole Life Standard Non-Tobacco Monthly: $70.83 |
| 4. $830.10 per year with Assurity Life Insurance Company Level Benefit W/L – Simplified Issue Select Non-Tobacco Monthly: $72.93 |
| 5. $845.23 per year with Columbian Life Insurance Company Dignified Choice – Classic I Whole Life Non-Smoker Monthly: $73.05 |
| 6. $850.00 per year with American Continental Insurance Company Final Expense – Level Benefit Plan Non-Smoker Monthly: $73.54 |
| 7. $867.90 per year with United Home Life Insurance Company Express Issue Premier Whole Life Nontobacco Monthly: $78.30 |
| 8. $870.00 per year with Madison National Life Ins. Company Legacy Select Level Benefit Whole Life Nontobacco Monthly: $80.71 |
| 9. $942.10 per year with United Heritage Life Insurance Company Protector Whole Life – Simplified Issue Non-Tobacco Monthly: $81.96 |
| 10. $996.20 per year with United Home Life Insurance Company Express Issue Deluxe Whole Life Nontobacco Monthly: $92.65 |
Tags: $10, 000.00 policy, Best Final Expense Life Insurance Rates Age 70, do no require an exam, final expense, final expense life insurance, final expense life insurance rates, medical questions, no exam
Earn 3.50% Fixed Interest Guaranteed for 6 Years
Apr 27, 2012 Uncategorized
If you are looking for guaranteed growth or guaranteed income, we currently have a fixed annuity paying 3.5% interest guaranteed for 6 years. This fixed cd-type annuity is available for issue ages 0-80. If you need income, you can take out up to 10% per year without a penalty. Qualified and non-qualified money is accepted. This probably won’t last long.
Call 1-888-950-8376 for more information.
Tags: annuity, cd type annuity, Earn 3.50% Fixed Interest Guaranteed for 6 Years, fixed annuity, fixed interest, fixed interest annuity, guaranteed growth, guaranteed income, guaranteed interest
20 Year Term Life Insurance Rates for a 50 Year Old Male $500,000 Preferred Best Non-Smoker
Mar 25, 2012 Life Insurance Quotes, Life Insurance Rates, Uncategorized
20 Year Term Life Insurance Rates for a 50 Year Old Male – $500,000 Preferred Best Non-Smoker Rates
| 1. $930.00 per year with Midland National Life Insurance Company Request an Application Premier CS4 – 20 Year Term Preferred Plus Non-tobacco Monthly: $81.04 |
| 2. $930.00 per year with North American Co for Life and Health Request an Application ADDvantage 20 Super Preferred Non-Tobacco Monthly: $81.04 |
| 3. $945.00 per year with Banner Life Insurance Company Request an Application OPTerm 20 – 20 Year Term Preferred Plus Non-Smoker Monthly: $81.28 |
| 4. $949.00 per year with American General Life Insurance Company Request an Application Select-a-Term – 20 Year Preferred Plus Non-Tobacco Monthly: $81.38 |
| 5. $950.00 per year with Ohio National Life Assurance Corporation Request an Application Term 20 Super Preferred Non-Smoker Monthly: $81.69 |
| 6. $950.00 per year with Savings Bank Life Insurance Co of MA Request an Application T-20/20 – 20 Year Term Guaranteed 20 Preferred Plus Non-Nicotine Monthly: $82.65 |
| 7. $958.14 per year with Genworth Life and Annuity Insurance Co Request an Application Colony Term UL 20 (200K+) Preferred Best No Nicotine Use Monthly: $82.69 |
| 8. $958.14 per year with Genworth Life Insurance Company Request an Application Colony Term UL 20 (200K+) Preferred Best No Nicotine Use Monthly: $82.88 |
| 9. $961.96 per year with Protective Life Insurance Company Request an Application Secure-T – 20 Year No Lapse UL Super Preferred Non-Tobacco Monthly: $83.04 |
| 10. $973.00 per year with ReliaStar Life Insurance Company (ING) Request an Application TermSmart 20 – 20 Year Term Super Preferred Non-Tobacco Monthly: $84.15 |
Tags: 20 year term life insurance rates for a 50 year old male preferred best non-smoke
Life Insurance Quote For People With Type 2 Diabetes
Jan 17, 2012 Impaired Risk Life Insurance, Life Insurance Quotes, Life Insurance Rates, Uncategorized
If you have type 2 diabetes and would like to get a very competitive life insurance quote, we can help you.
In order to get you a competitive life insurance quote, we will need some information regarding your type 2 diabetes. First and foremost, we need to know your most recent HbA1c level. This is the main thing that life insurance companies look at. The HbA1c level measures your average blood sugar levels over the last 6 to 12 weeks. For someone with diabetes the goal is to be under 7%. In addition, the life insurance companies will want to know the following:
- Age of diabetes onset
- Height and weight
- Medications and dosages
- Complications from diabetes
- Are you a smoker?
- Any other medical conditions?
For a competitive life insurance quote, call us today at 1-888-950-TERM and we will take this information and shop it to all the life insurance companies we work with to get you the lowest price possible on your life insurance.
Tags: life insurance, life insurance quote, life insurance quote for people with type 2 diabetes, term insurance, term insurance quote, term life insurance
30yr Term Life Insurance Rates Age 65
Jan 6, 2012 Life Insurance Quotes, Senior Life Insurance, Uncategorized
Yes you can still get 30yr term life insurance rates at age 65 and it’s a pretty good deal. 30yr term life insurance at age 65 will take you to age 95. If your not dead by age 95, your out of luck. If you are seriously worried about living beyond age 95, buy a universal life insurance policy which will cover you forever, as in until the day you die. Yes, you can buy a universal life insurance policy that is guaranteed to cover you forever as long as you pay your premiums on time. For the rest of you 65 year olds who believe a 30 year term life policy will be enough, please see 30 year term life insurance rates for age 65 below. These are standard non-smoker rates for a male and for a female. To find out what rate you will qualify for, please call us at 1-888-950-8376. We specialize in impaired risk life insurance, so if you have some type of medical history that you are not sure about, please call us and we will see what we can do for you.
30 year term life insurance rates male age 65 standard non-tobacco $500,000
| 1. $11,476.10 per year with Genworth Life and Annuity Insurance Co Colony Term UL 30 (200K+) Standard No Nicotine Use Monthly: $979.72 |
| 2. $11,476.10 per year with Genworth Life Insurance Company Colony Term UL 30 (200K+) Standard No Nicotine Use Monthly: $979.72 |
| 3. $11,541.36 per year with Lincoln National Life Insurance Company Lincoln DurationGuarantee UL – 30 Year Standard Non-tobacco Monthly: $1,062.43 |
| 4. $12,510.00 per year with Transamerica Life Insurance Company TransTerm UL 30 Non-Smoker Monthly: $ |
30 year term life insurance rates female age 65 standard non-tobacco $500,000
| 1. $8,405.99 per year with Genworth Life and Annuity Insurance Co Colony Term UL 30 (200K+) Standard No Nicotine Use Monthly: $715.58 |
| 2. $8,405.99 per year with Genworth Life Insurance Company Colony Term UL 30 (200K+) Standard No Nicotine Use Monthly: $715.58 |
| 3. $8,424.70 per year with Lincoln National Life Insurance Company Lincoln DurationGuarantee UL – 30 Year Standard Non-tobacco Monthly: $846.23 |
| 4. $9,975.00 per year with Transamerica Life Insurance Company TransTerm UL 30 Non-Smoker Monthly: $ |
For more information on 30yr term life insurance rates age 65 please call us at 1-888-950-8376.
Tags: $500, 000 term life insurance rates, 30yr term, 30yr term life insurance rates age 65, instant term life insurance rates online, life insurance, life insurance rates age, life insurance rates age 65, non-smoker term life insurance rates, online term life insurance rates, term life, term life insurance rates, universal life insurance, universal life insurance guaranteed for life
