Guaranteed Death Benefit Life Insurance

Feb 9, 2010 Life Insurance Quotes, Types of Life Insurance

Most of the universal life insurance policies that are sold today have a lifetime guaranteed death benefit.  Many years ago when interest rates where high, univeral life policies did not have a guaranteed death benefit.  Back then, if a universal life policy ran out of cash value, you would have to either pay a higher premium or the policy would lapse.  Many agents were selling universal life polices that were paying double digit interest rates and assuming that the credited rates would continue forever and thus they were quoting extemely low premiums to their client, but when rates began to come down clients were starting to have problems with there policies.  This is why guaranteed death benefits are so popular today. 

Click here to get your universal life guaranteed death benefit quotes today or you can call us at 1-888-950-TERM (8376).

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