Life Insurance Quotes for Prostate Cancer Survivors

May 17, 2009 Impaired Risk Life Insurance, Life Insurance Quotes

Here is the information insurance companies will need in order to underwrite you for Prostate Cancer:

1. Age at diagnosis
2. PSA level – Companies need to know both Pre-treatment and Post-treatment PSA levels.
3. Stage – what stage was the cancer? A1,A2, B1,B2,C1,C2
4. Gleason Grade – What was the Gleason grade?
5. Treatment – Was your cancer treated with radiation, watch and wait, or radical prostatectomy?

What to expect from life insurance companies:

Most companies will postpone you for a minimum of 1 year from the date of final treatment.

Life insurance companies consider the most ideal clients for coverage to be those who were diagnosed after the age of 60, the PSA level was less than 20, the Gleason grade was less than 6, and the stage of cancer was either stage 1 or stage 2 meaning that the cancer was confined to the prostate, and lastly that the treatment was a radical prostatectomy.
If the treatment was by radiation seeds, the postpone period after completion of treatment may be much longer.
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