Mar 12, 2009 Types of Life Insurance
As part of your financial planning you may be saving for retirement, your child’s education or a second home. Whatever you goals may be, an unexpected death could certainly derail your families goals with the loss of your income. No financial plan is complete without protecting against the risk of an untimely death. This is where life insurance comes in.
Life insurance is nothing more than a contract with an insurance company that promises to pay a specified amount of money to your designated beneficiaries upon your death. In exchange, you agree to make periodic payments to the insurance company called premiums. How much your premiums will be depend on several factors such as your age, gender, smoking status, height and weight, health, lifestyle and the amount of life insurance.
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