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    Posts Tagged ‘ Life Insurance Quotes ’

Protective Life Lowers Term Life Insurance Rates

Jan 29, 2012 Life Insurance Quotes, Life Insurance Rates, Life Insurance Updates

Protective Life lowered term life insurance rates by as much as 20%.  They also have a feature on their term life policy which allows you to select a monthly payout instead of a lump sum or a partial lump sum with the rest being paid out on a monthly basis.  This further reduces the premium.  For example, if you want to leave 1MM to your beneficiary, but you prefer that they receive 500k up front and then the rest in monthly payments, you can do so and it will cost less than if they received the full 1 million up front.

For a life insurance quote, please call us at 1-888-950-TERM.

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Buy Term Life Insurance

Jan 23, 2012 Life Insurance 101, Life Insurance Quotes, Life Insurance Rates

Buy Term Life Insurance

Buying life insurance is an important decision.  It can protect your family from financial devastation. Without life insurance, your family could be thrust into financial catastrophe if you were to die unexpectedly.  The cost of a funeral can be up in the tens of thousands.  Without life insurance, your loved ones might be in a lot of debt after you pass on.  Buy life insurance now.  The adult breadwinners of your family should have life insurance.

Buy TERM Life Insurance Online

Use our website to get free term life insurance rates online.  How will you know which company has the best rates if you don’t get term life insurance rates online from multiple companies.  Just click on the upper right hand corner where it says Get an Instant Life Insurance Quote Quick and Easily and fill out the term life insurance quote form.  Once you complete the term life insurance quote form, your term life insurance rates will be displayed immediately online.  Then you can pick which company you want to apply for by clicking the link that says request an application.

If you would like assistance from a licensed life insurance agent, please call us at 1-888-950-TERM.

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Instant Term Life Insurance Quotes Online

Dec 28, 2011 Life Insurance Quotes

Instant Term Life Insurance Quotes Online <—- click here to get your instant term life insurance quotes online.  You will be redirected to our homepage with our instant term life insurance quote form.  You will then need to enter your birthdate, state, sex, tobacco use, health rating, coverage amount, level term period and if you want to be contacted by one of our licensed representatives, enter your name, email address and phone number.

Once you hit enter, you will instantly see the top 10 most affordable term life insurance quotes online.  If you are interested in applying for one of them, there will be a link that says request an application, which you can fill out with your information and we will send you the life insurance application for the plan you have chosen.

If you need any assistance with your instant term life insurance quotes online, you can reach us at 1-888-950-TERM (8376).

For a directory of insurance websites go to http://www.insurancestates.com

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Final Expense Life Insurance Quotes Online

Dec 23, 2011 Life Insurance Quotes, Life Insurance Rates, Whole Life Insurance, final expense

Get final expense life insurance quotes online here on the quote form change the level term period to age 121 level (no lapse UL) and to age 121 – pay to 100 to get your final expens life insurance quotes online.

Final expense life insurance policies can now be quoted online.  No exam final expense life insurance policies are availabe up to 50k, depending on your age.  In many cases people with serious medical conditions can qualify for final expense life insurance.  Find out if you qualify today.  Get your final expense life quotes here or call us at 1-888-950-TERM if you need help or if you have any questions.  Final expense life insurance is whole life insurance.  Final expense life insurance rates are guaranteed for life.  Once you receive your final expense life insurance quote online, fill in the information to request your application.  You can get your final expense life insurance policy issued in 24 hours.

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No Exam Life Insurance

Dec 20, 2011 Life Insurance Quotes, Life Insurance Rates, No Exam Life Insurance, Types of Life Insurance

We often get requests from people who are looking for life insurance with no exam.  Sometimes, it’s a child looking for life insurance on an older parent and they don’t want to put them through an exam or sometimes it’s just someone who is afraid of needles.  In other cases it might be someone who just needs to get life insurance quickly and no exam life insurance gets issued much quicker than life insurance that does require an exam.  In any case, the downside to life insurance without an exam, is that it can be quite a bit more expensive than life insurance which requires an exam, if you are healthy.  For a healthy person, than can qualify for standard non-smoker rates or better, life insurance with no exam can be much more expensive than life insurance with an exam.  However, for the reasons mentioned above, there are situations that a person will still prefer to buy no exam life insurance, even while knowing that it is going to be more expensive.  If you are someone who has diabetes, or a history of cancer, obesity, or some other condition which would make you a substandard risk, then the rate for a no exam life insurance policy may be approximately the same to the rate for a life insurance policy which requires an exam.

If you would like a life insurance quote, please call www.insuranceglobe.net at 1-888-950-TERM(8376).

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Lifetime Guarantee Universal Life Insurance Quotes for a Male Age 30

Aug 16, 2011 Life Insurance 101, Life Insurance Products, Life Insurance Quotes, Life Insurance Rates, Types of Life Insurance

Lifetime Guarantee Universal Life Insurance Quotes 

Are you looking for lifetime guarantees in your life insurance policy?  Lifetime Guarantee Universal Life Insurance is a type of permanent life insurance policy with premiums that are guaranteed to never increase for the rest of your life.  You will have peace of mind knowing that your premiums will not go up when you least expect it and that your policy will be there to provide a tax-free death benefit to your loved ones when they need it the most.  The death benefit from a lifetime guarantee universal life insurance policy will be there to make sure your plans for your family are realized even after you are gone.                                

Some of the common reasons for buying life insurance 

  • Provide money so that your family can remain in their home and continue the lifestyle they are used to.
  • Ensure your spouse can keep his or her plans for retirement.
  • Continue to fund college for your children.
  • Pay any remaining bills or final expenses. 

You decide the duration of your death benefit guarantee 

If you feel you don’t need a lifetime guarantee on your universal life insurance policy, we can customize your policy to fit your needs.  For example, if you feel that you only need guarantee universal life insurance coverage to age 90, we can design a policy that will be guaranteed to age 90 and your premiums will be lower than if you bought a policy with a lifetime guarantee universal life insurance policy.  If you are not sure how long of a guarantee you want, we can give you guarantee universal life insurance quotes for different guarantee periods.  We can give you guarantee universal life insurance quotes for coverage to age 85, 90, 95, 100, 105, etc.  Then you can look at how much you would save by reducing the guarantee period and decide which option is best for you. 

If you would like to speak to a licensed agent to discuss your life insurance needs or request life insurance quote, please call us at 1-888-950-TERM. 

Lifetime Guarantee Universal Life Insurance Quotes for a Male Age 30 

1.   $3,348.00 per year with Midland National Life Insurance Company     
       Essential Guaranteed UL 2 ($250K)    Super Preferred Non-Tobacco
          
2.   $3,348.00 per year with North American Co for Life and Health     
       Custom Guarantee Gen 6 ($250K)    Super Preferred Non-Tobacco
          
3.   $3,363.52 per year with The Penn Mutual Life Insurance Company     
       Guaranteed Protection UL – gtd to 121    Preferred Plus Non-Tobacco
          
4.   $3,374.00 per year with Aviva Life and Annuity Company     
       Advantage Builder Series IV w/NLG    Premier Non-Tobacco
          
5.   $3,382.90 per year with Pruco Life Insurance Company     
       UL Protector with NLG to 121 (1000K+)    Preferred Plus Non-Tobacco
          
6.   $3,461.00 per year with Aviva Life and Annuity Company     
       Guarantee UL Solution Series III    Premier Non-Tobacco
          
7.   $3,495.00 per year with American General Life Insurance Company     
       Secure Lifetime GUL – to age 121    Preferred Plus Non-Tobacco
          
8.   $3,500.99 per year with Transamerica Life Insurance Company     
       TransACE 2010 – No Lapse UL to 121    Select Non-Smoker
          
9.   $3,501.00 per year with Banner Life Insurance Company     
       Life Choice UL – pay to age 121    Preferred Plus Non-Smoker
          
10.   $3,513.00 per year with Aviva Life and Annuity Company     
       Advantage Builder Series IV w/NLG    Preferred Non-Tobacco
          

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15 Year Level Term Life Insurance Rates 63 Male

Aug 9, 2011 Life Insurance Quotes, Life Insurance Rates

I just got a call from a 63 year old male attorney in New Jersey looking for 15 year level term life insurance rates for $500,000.00.  Based on his height and weight and the medications he is on he will probably qualify for standard non-tobacco rates.  I sent him an email with the 7 lowest standard non-tobacco 15 year level term insurance rates available.  See below.

1.   $5,130.00 per year with Assurity Life Insurance Company    
           Term 350 Plus – 15-year Term    Standard Non-Tobacco
          
2.   $5,405.00 per year with Pruco Life Insurance Company    
           Term Essential 15 (<250K PruXpress ONLY)    Non-smoker
          
3.   $5,545.00 per year with Midland National Life Insurance Company    
           Premier CS4 – 15 Year Term    Non-tobacco
          
4.   $5,545.00 per year with North American Co for Life and Health    
           ADDvantage 15    Standard Non-Tobacco
          
5.   $5,550.00 per year with Ohio National Life Assurance Corporation    
           Term 15    Non-Smoker
          
6.   $5,680.00 per year with Savings Bank Life Insurance Co of MA    
           T-15/15 – 15 Year Term Guaranteed 15    Standard Non-Nicotine
          
7.   $5,735.00 per year with Ohio National Life Assurance Corporation    
           Term 15 Plus    Non-Smoker

If you need life insurance quotes for term, universal, whole life or return of premium, please call us at 1-888-950-TERM.
      

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Final Expense Life Insurance Quotes For Ages 75 – 80

Apr 6, 2011 Life Insurance Products, Life Insurance Quotes, No Exam Life Insurance, Senior Life Insurance, Types of Life Insurance, final expense

Final Expense Life Insurance Quotes For Ages 75 – 80

When Buying final expense life insurance for ages 75 – 80 years old, one of the most popular types of policies is simplified issue final expense life insurance. Simplified Issue means that you just have to answer a few health questions in order to find out if you are approved or declined for your final expense life insurance policy. No medical exam is required for simplified issue life final expense life insurance. Most of our clients ages 75 – 80 looking for final expense life insurance buy simplified issue life insurance. Final expense life insurance polices usually range from $5k to $25k. InsuranceGlobe.net can help 75 – 80 year olds get all the information they need to make a decision on final expense life insurance.

InsuranceGlobe.net is an independent life insurance agency. Because we are an independent insurance agency, we are able to search for final expense life insurance quotes for ages 75 – 80 from various life insurance companies and help you make an informed decision. Most 75 – 80 year olds shopping for final expense life insurance have some type of medical problem or problems, so we will help you find the right life insurance company based upon your specific medical conditions. Whether you have high cholesterol, diabetes, cancer, heart disease, high blood pressure or whatever it may be, we will help you find the best priced final expense life insurance at ages 75 – 80 from a financially stable company.

Sample final expense life insurance quotes for ages 75-80

Here are some sample final expense life insurance quotes for ages 75 – 80 for male and female non-smokers and smokers. Not everyone will qualify for these rates.  Call to find out if you qualify.

These are monthly rates*

$10,000

Male     Female

97.41     72.21      age 75

104.41    76.61     age 76

113.11     82.61     age 77

122.71    88.71     age 78

132.21     95.71     age 79 

142.71     102.71   age 80

These final expense life insurance quotes for ages 75 – 80 are accurate as of 04/05/2011 and can change at any tiime and not everyone will be approved. 

Let InsuranceGlobe.net simplify the process of buying final expense life insurance for ages 75 – 80.  Give us a call and speak to us directly so we can help you find the best final expense life insurance policy for ages 75 – 80.  You can reach  us at 1-888-950-TERM.

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Affordable Life Insurance Quotes

Jan 23, 2011 Life Insurance Quotes

Affordable Life Insurance Quotes

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Life Insurance Quotes and High Blood Pressure

Dec 29, 2010 Impaired Risk Life Insurance, Life Insurance Quotes

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