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Life Insurance for Seniors Over 80

Yes, we do sell life insurance for seniors over 80.  Most seniors over 80 are looking for smaller life insuance policies that do not require an exam.  Below you will find life insurance rates for seniors over 80.

$10,000 life insurance policy for male senior age 81

1.   $1,632.10 per year with Americo Financial Life and Annuity Ins.      
           Ultra Protector I (Simplified Issue)    Standard Non-Tobacco
           Monthly: $144.03
2.   $1,646.00 per year with Independent Order of Foresters      
           Planright Level    Nontobacco
           Monthly: $145.00
3.   $1,740.00 per year with American Continental Insurance Co      
           Final Expense – Level Benefit Plan    Non-Smoker
           Monthly: $152.78
4.   $1,756.13 per year with Columbian Life Insurance Company      
           Dignified Choice – Classic I Whole Life    Non-Smoker
           Monthly: $154.01
5.   $1,770.00 per year with Royal Neighbors of America      
           Neighbors Simplified Issue Whole Life    Standard Non-Tobacco
           Monthly: $155.05
6.   $1,840.00 per year with Madison National Life Insurance Co      
           Legacy Select Level Benefit Whole Life    Nontobacco
           Monthly: $165.60
7.   $2,051.00 per year with United Heritage Life Insurance Co      
           Protector Whole Life – Simplified Issue    Non-Tobacco
           Monthly: $178.44

 

$10,000 life insurance policy for female senior age 81

1.   $1,270.00 per year with Royal Neighbors of America      
           Neighbors Simplified Issue Whole Life    Standard Non-Tobacco
           Monthly: $110.51
2.   $1,276.00 per year with Independent Order of Foresters      
           Planright Level    Nontobacco
           Monthly: $111.65
3.   $1,285.90 per year with Americo Financial Life and Annuity Ins.      
           Ultra Protector I (Simplified Issue)    Standard Non-Tobacco
           Monthly: $116.18
4.   $1,335.43 per year with Columbian Life Insurance Company      
           Dignified Choice – Classic I Whole Life    Non-Smoker
           Monthly: $116.67
5.   $1,400.00 per year with American Continental Insurance Co     
           Final Expense – Level Benefit Plan    Non-Smoker
           Monthly: $122.16
6.   $1,420.00 per year with Madison National Life Insurance Co      
           Legacy Select Level Benefit Whole Life    Nontobacco
           Monthly: $127.80
7.   $1,592.00 per year with United Heritage Life Insurance Co      
           Protector Whole Life – Simplified Issue    Non-Tobacco
           Monthly: $138.50

 

If you would like a life insurance quote for a senior over the age of 80, please don’t hesitate to contact us at 1-888-950-TERM(8376).

Lifetime No-Lapse Universal Life Insurance Rates 60 Year Old Male

Lifetime No-Lapse Universal Life Insurance Rates – 60 Year Old Male

Lifetime No-Lapse Universal Life Insurance is a type of life insurance that is guaranteed for life.  Your premium is guaranteed to never go up as long as you continue to pay on time.  If you have ever experienced having to pay higher rates every year on your life insurance and would prefer a policy that is guaranteed for life, then Lifetime No-Lapse Universal Life Insurance may be right for you.

Below you will find lifetime no-lapse universal life insurance rates for a 60 year old male preferred best non-smoker.

100k No-Lapse Universal Life Insurance Rates for a 60 Year Old Male Preferred Best Non-Smoker

1.   $1,430.45 per year with The Penn Mutual Life Insurance Company Request an Application
Guaranteed Protection UL – gtd to 121    Preferred Plus Non-Tobacco
Monthly: $126.30
2.   $1,466.00 per year with Banner Life Insurance Company Request an Application
Life Choice UL – pay to age 121    Preferred Plus Non-Smoker
Monthly: $126.30
3.   $1,484.00 per year with Aviva Life and Annuity Company Request an Application
Advantage Builder Series IV w/NLG    Premier Non-Tobacco
Monthly: $127.92
4.   $1,486.00 per year with Midland National Life Insurance Company Request an Application
Essential Guaranteed UL 2 ($25K)    Preferred Plus Non-Tobacco
Monthly: $130.11
5.   $1,486.00 per year with North American Co for Life and Health Request an Application
Custom Guarantee Gen 6 ($25K)    Super Preferred Non-Tobacco
Monthly: $130.25
6.   $1,513.00 per year with American General Life Insurance Company Request an Application
Secure Lifetime GUL – to age 121    Preferred Plus Non-Tobacco
Monthly: $132.00
7.   $1,516.02 per year with Protective Life Insurance Company Request an Application
Protective Centennial G II UL    Select Preferred Non-Tobacco
Monthly: $133.00
8.   $1,519.00 per year with North American Co for Life and Health Request an Application
TermGUL ($25K)    Super Preferred Non-Tobacco
Monthly: $133.00
9.   $1,529.78 per year with Hartford Life and Annuity Insurance Co Request an Application
Hartford Bicentennial Freedom UL (2011)    Preferred Plus Non-Nicotine
Monthly: $133.10
10.   $1,534.10 per year with Banner Life Insurance Company Request an Application
Life Change UL – pay to age 121    Preferred Plus Non-Smoker
Monthly: $133.10

To get a personalized quote please call InsuranceGlobe.net at 1-888-950-TERM.

Buy 20 Year Term Life Insurance 50 Year Old Female

Buy 20 Year Term Life Insurance for a 50 Year Old Female

How much is 20 year term life insurance for a 50 year old female?  See sample 20 year term life insurance rates below.

20 Year Term Life Insurance Rates 50 Year Old Female Preferred Best Non-Smoker $500K

1.   $665.00 per year with Ohio National Life Assurance Corporation Request an Application
Term 20    Super Preferred Non-Smoker
Monthly: $59.19
2.   $670.00 per year with Lincoln National Life Insurance Company Request an Application
LifeElement (SM) Level Term – 20 Year    Preferred Plus Non-tobacco
Monthly: $59.60
3.   $685.00 per year with Savings Bank Life Insurance Co of MA Request an Application
T-20/20 – 20 Year Term Guaranteed 20    Preferred Plus Non-Nicotine
Monthly: $59.63
4.   $690.00 per year with Banner Life Insurance Company Request an Application
OPTerm 20 – 20 Year Term    Preferred Plus Non-Smoker
Monthly: $60.38
5.   $690.00 per year with Ohio National Life Assurance Corporation Request an Application
Term 20 Plus    Super Preferred Non-Smoker
Monthly: $60.64
6.   $693.00 per year with ReliaStar Life Insurance Company (ING) Request an Application
TermSmart 20 – 20 Year Term    Super Preferred Non-Tobacco
Monthly: $61.20
7.   $720.00 per year with Columbus Life Insurance Company Request an Application
Nautical Term – 20 Year    Super Preferred Non-tobacco
Monthly: $61.41
8.   $725.00 per year with Security Mutual Life Insurance Co of NY Request an Application
LT Security Plus 20-Year    Preferred Plus Nonsmoker
Monthly: $61.81
9.   $730.91 per year with Genworth Life and Annuity Insurance Co Request an Application
Colony Term UL 20 (200K+)    Preferred Best No Nicotine Use
Monthly: $61.81
10.   $730.91 per year with Genworth Life Insurance Company Request an Application
Colony Term UL 20 (200K+)    Preferred Best No Nicotine Use
Monthly: $62.69

For more information, please call us at 1-888-950-TERM

Buy Term Life Insurance

Buy Term Life Insurance

Buying life insurance is an important decision.  It can protect your family from financial devastation. Without life insurance, your family could be thrust into financial catastrophe if you were to die unexpectedly.  The cost of a funeral can be up in the tens of thousands.  Without life insurance, your loved ones might be in a lot of debt after you pass on.  Buy life insurance now.  The adult breadwinners of your family should have life insurance.

Buy TERM Life Insurance Online

Use our website to get free term life insurance rates online.  How will you know which company has the best rates if you don’t get term life insurance rates online from multiple companies.  Just click on the upper right hand corner where it says Get an Instant Life Insurance Quote Quick and Easily and fill out the term life insurance quote form.  Once you complete the term life insurance quote form, your term life insurance rates will be displayed immediately online.  Then you can pick which company you want to apply for by clicking the link that says request an application.

If you would like assistance from a licensed life insurance agent, please call us at 1-888-950-TERM.

Super Preferred Life Insurance Rates With Type 2 Diabetes

We specialize in finding the lowest cost life insurance rates for our clients.  If you are dealing with a life insurance agent that works for only one company, then you are probably paying too much for your life insurance.  We are an indepent life insurance agency and on each and every case we work with our clients to find them the best life insurance rates.

If you have type 2 diabetes, you may still be able to obtain super preferred rates on your life insurance.  Very few companies are willing to do this, but we know which life insurance companies are willing to do so.  In order to qualify, you must have excellent control of your type 2 diabetes.  In addition, you must satisfy all other super preferred criteria.  Some of the things that could disqualify you from qualifying for super preferred life insurance rates are being overweight, alcoholism, high cholesterol, high blood pressure, family history, personal history of cancer, smoking, driving record, drug abuse, criminal record, foreign travel, foreign residence, depression, anxiety, hazardous hobbies or occupations, high hdl/cholesterol ratio, etc.

If you have type 2 diabetes or anything else and you would like for us shop your life insurance and find you the best life insurance rates available, please call us at 1-888-950-TERM.

Life Insurance Quote For People With Type 2 Diabetes

If you have type 2 diabetes and would like to get a very competitive life insurance quote, we can help you.

In order to get you a competitive life insurance quote, we will need some information regarding your type 2 diabetes.  First and foremost, we need to know your most recent HbA1c level.  This is the main thing that life insurance companies look at.  The HbA1c level measures your average blood sugar levels over the last 6 to 12 weeks.  For someone with diabetes the goal is to be under 7%.  In addition, the life insurance companies will want to know the following:

  • Age of diabetes onset
  • Height and weight
  • Medications and dosages
  • Complications from diabetes
  • Are you a smoker?
  • Any other medical conditions?

For a competitive life insurance quote, call us today at 1-888-950-TERM and we will take this information and shop it to all the life insurance companies we work with to get you the lowest price possible on your life insurance.

30yr Term Life Insurance Rates Age 65

Yes you can still get 30yr term life insurance rates at age 65 and it’s a pretty good deal.  30yr term life insurance at age 65 will take you to age 95.  If your not dead by age 95, your out of luck.  If you are seriously worried about living beyond age 95, buy a universal life insurance policy which will cover you forever, as in until the day you die.  Yes, you can buy a universal life insurance policy that is guaranteed to cover you forever as long as you pay your premiums on time.  For the rest of you 65 year olds who believe a 30 year term life policy will be enough, please see 30 year term life insurance rates for age 65 below.  These are standard non-smoker rates for a male and for a female.  To find out what rate you will qualify for, please call us at 1-888-950-8376.  We specialize in impaired risk life insurance, so if you have some type of medical history that you are not sure about, please call us and we will see what we can do for you.

30 year term life insurance rates male age 65 standard non-tobacco $500,000

1.   $11,476.10 per year with Genworth Life and Annuity Insurance Co    
           Colony Term UL 30 (200K+)    Standard No Nicotine Use
           Monthly: $979.72
2.   $11,476.10 per year with Genworth Life Insurance Company    
           Colony Term UL 30 (200K+)    Standard No Nicotine Use
           Monthly: $979.72
3.   $11,541.36 per year with Lincoln National Life Insurance Company    
           Lincoln DurationGuarantee UL – 30 Year    Standard Non-tobacco
           Monthly: $1,062.43
4.   $12,510.00 per year with Transamerica Life Insurance Company    
           TransTerm UL 30    Non-Smoker
           Monthly: $

30 year term life insurance rates female age 65 standard non-tobacco $500,000

1.   $8,405.99 per year with Genworth Life and Annuity Insurance Co    
           Colony Term UL 30 (200K+)    Standard No Nicotine Use
           Monthly: $715.58
2.   $8,405.99 per year with Genworth Life Insurance Company    
           Colony Term UL 30 (200K+)    Standard No Nicotine Use
           Monthly: $715.58
3.   $8,424.70 per year with Lincoln National Life Insurance Company    
           Lincoln DurationGuarantee UL – 30 Year    Standard Non-tobacco
           Monthly: $846.23
4.   $9,975.00 per year with Transamerica Life Insurance Company    
           TransTerm UL 30    Non-Smoker
           Monthly: $

For more information on 30yr term life insurance rates age 65 please call us at 1-888-950-8376.

Instant Term Life Insurance Quotes Online

Instant Term Life Insurance Quotes Online <—- click here to get your instant term life insurance quotes online.  You will be redirected to our homepage with our instant term life insurance quote form.  You will then need to enter your birthdate, state, sex, tobacco use, health rating, coverage amount, level term period and if you want to be contacted by one of our licensed representatives, enter your name, email address and phone number.

Once you hit enter, you will instantly see the top 10 most affordable term life insurance quotes online.  If you are interested in applying for one of them, there will be a link that says request an application, which you can fill out with your information and we will send you the life insurance application for the plan you have chosen.

If you need any assistance with your instant term life insurance quotes online, you can reach us at 1-888-950-TERM (8376).

For a directory of insurance websites go to http://www.insurancestates.com

Life Insurance For People With Depression Or Anxiety

If you are looking for life insurance with mild depression or anxiety, we may be able to help you.  We recently helped a client with anxiety get preferred plus rates on his life insurance.  We were contacted by a 51 year old banker who lost his job in June when his office closed, which resulted in anxiety for which his doctor prescribed medication.  He then found a new job in September, his anxiety has been resolved and the medication is no longer needed.  We were able to get him coverage at preferred plus rates.

If you have a history of anxiety or depression and you are looking for life insurance, please give us a call and we will get you the best life insurance rates based on your situation.  Please call us at 1-888-950-TERM(8376).

No Exam Life Insurance

We often get requests from people who are looking for life insurance with no exam.  Sometimes, it’s a child looking for life insurance on an older parent and they don’t want to put them through an exam or sometimes it’s just someone who is afraid of needles.  In other cases it might be someone who just needs to get life insurance quickly and no exam life insurance gets issued much quicker than life insurance that does require an exam.  In any case, the downside to life insurance without an exam, is that it can be quite a bit more expensive than life insurance which requires an exam, if you are healthy.  For a healthy person, than can qualify for standard non-smoker rates or better, life insurance with no exam can be much more expensive than life insurance with an exam.  However, for the reasons mentioned above, there are situations that a person will still prefer to buy no exam life insurance, even while knowing that it is going to be more expensive.  If you are someone who has diabetes, or a history of cancer, obesity, or some other condition which would make you a substandard risk, then the rate for a no exam life insurance policy may be approximately the same to the rate for a life insurance policy which requires an exam.

If you would like a life insurance quote, please call www.insuranceglobe.net at 1-888-950-TERM(8376).