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    Posts Tagged ‘ return of premium ’

Long-Term Care Insurance With Money Back Guarantee

Apr 27, 2012 Long-Term Care Insurance

We have a long-term care product, which you can pay for with one lump sum.  Many of our clients are repositioning assets from CD’s, savings accounts, checking accounts, money market accounts, etc., into this product.  What you get is a tax free death benefit if you die and never needed the long-term care insurance and if you do end up needing home health care or end up needing to move into a facility, you will be covered by the long-term care insurance portion of the product.  The best part about it is that if you change your mind in the future, for whatever reason, this product has a lifetime money back guarantee.  If at any point in time you want your money back you can cancel the policy and get 100% of your money back.  One other nice thing about this contract is that it is 100% guaranteed.  You don’t ever have to worry about your premiums going up in the future or your benefits being reduced.

Call www.InsuranceGlobe.net for more information at 1-888-950-8376.

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Guaranteed Universal Life Insurance With Return Of Premium

Feb 2, 2012 Life Insurance Products, Life Insurance Quotes, Life Insurance Rates, Types of Life Insurance

Many of our clients are looking for permanent life insurance quotes.  They want to make sure that their policy is there for them when they need it the most.  Most insurance companies today sell universal life insurance policies that are guaranteed for life, but have very little cash value accumulation if any.  Some of our clients would prefer to have some cash value in their policy just in case they need to cancel their policy in the future.  There are a few companies that do offer some type of return of premium feature on their guaranteed universal life insurance policies.  These return of premium features allow policyholders to reclaim a large portion of their premium payments and can help you put your mind at ease about purchasing life insurance.  These return of premium riders or liquidity riders are included automatically at no cost when you purchase a qualifying policy.  The refund percentage schedule is determined by issue age, health class, amount and timing of premium payments and face amount.  To get a universal life insurance quote with the return of premium rider please call us at 1-888-950-TERM.  Not all policies will be eligible for this rider.  Call for details.

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15 Year Level Term Life Insurance Rates 63 Male

Aug 9, 2011 Life Insurance Quotes, Life Insurance Rates

I just got a call from a 63 year old male attorney in New Jersey looking for 15 year level term life insurance rates for $500,000.00.  Based on his height and weight and the medications he is on he will probably qualify for standard non-tobacco rates.  I sent him an email with the 7 lowest standard non-tobacco 15 year level term insurance rates available.  See below.

1.   $5,130.00 per year with Assurity Life Insurance Company    
           Term 350 Plus – 15-year Term    Standard Non-Tobacco
          
2.   $5,405.00 per year with Pruco Life Insurance Company    
           Term Essential 15 (<250K PruXpress ONLY)    Non-smoker
          
3.   $5,545.00 per year with Midland National Life Insurance Company    
           Premier CS4 – 15 Year Term    Non-tobacco
          
4.   $5,545.00 per year with North American Co for Life and Health    
           ADDvantage 15    Standard Non-Tobacco
          
5.   $5,550.00 per year with Ohio National Life Assurance Corporation    
           Term 15    Non-Smoker
          
6.   $5,680.00 per year with Savings Bank Life Insurance Co of MA    
           T-15/15 – 15 Year Term Guaranteed 15    Standard Non-Nicotine
          
7.   $5,735.00 per year with Ohio National Life Assurance Corporation    
           Term 15 Plus    Non-Smoker

If you need life insurance quotes for term, universal, whole life or return of premium, please call us at 1-888-950-TERM.
      

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Online Return of Premium Term Life Insurance Quotes

Sep 30, 2010 Life Insurance Quotes, Types of Life Insurance

Online Return of Premium Term Life Insurance Quotes

InsuranceGlobe.net makes obtaining online return of premium term life insurance quotes easy.  Just click on the upper right hand corner of this page where it says Get An Instant Life Insurance Quote Quickly and Easily.  This will take you to our home page where you will see an instant online quote form on the right hand side.  Below that, you will see three types of online life insurance quotes options; term life insurance quotes, universal life insurance quotes and online return of premium term life insurance quotes.  Click on return of premium term life insurance quotes and the page will reload.  You will now be able to complete the quote request form and get your free online instant return of premium term life insurance quotes.  Just fill in your birthdate, state, gender, tobacco use, health rating, coverage amount, level term period, first name, last name, email, phone number and click the instant quote button.  You will then be taken to a page that will display the top ten online return of premium term life insurance quotes from lowest premium to highest premium

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Return of Insurance Premium

Feb 7, 2010 Life Insurance Quotes, Types of Life Insurance

The problem with regular term life insurance is that most people end up outliving their coverage

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Return of Premium Term Life Insurance

Mar 19, 2009 Life Insurance 101, Types of Life Insurance

What is Return of Premium Term Life Insurance?

A Return of Premium Rider (ROP) is available on some term insurance

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How Much Life Insurance

Mar 17, 2009 Life Insurance 101

How much life insurance do you need?  This is one of the most common

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What is Term Life Insurance?

Mar 11, 2009 Types of Life Insurance

Term life insurance is the most basic and least expensive type of insurance policy.  The purpose of a term life insurance policy is to pay a lump sum to whoever you designate as your beneficiary, in the event of your death. 

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