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Term Life Insurance Rates for a 65 Year Old Male

Term Life Insurance Rates for a 65 Year Old Male

1-888-950-TERM – Call if you would like to speak with a licensed life insurance specialist.

CLICK HERE FOR TERM LIFE INSURANCE RATES FOR ANY AGE – instant online term life insurance rates.

10yr Term Life Insurance rates for a male age 65 preferred plus non-smoker for a $100,000 policy = $51.73 per month.

15yr Term Life Insurance rates for a male age 65 preferred plus non-smoker for a $100,000 policy = $70.62 per month.

20yr Term Life Insurance rates for a male age 65 preferred plus non-smoker for a $100,000 policy = $100.88 per month. 

10yr Term Life Insurance rates for a male age 65 preferred non-smoker for a $100,000 policy = $63.35 per month.

15yr Term Life Insurance rates for a male age 65 preferred non-smoker for a $100,000 policy = $85.94 per month.

20yr Term Life Insurance rates for a male age 65 preferred non-smoker for a $100,000 policy = $119.96 per month. 

10yr Term Life Insurance rates for a male age 65 standard plus non-smoker for a $100,000 policy = $78.99 per month.

15yr Term Life Insurance rates for a male age 65 standard plus non-smoker for a $100,000 policy = $102.15 per month.

20yr Term Life Insurance rates for a male age 65 standard plus non-smoker for a $100,000 policy = $142.94 per month. 

10yr Term Life Insurance rates for a male age 65 standard non-smoker for a $100,000 policy = $91.03 per month.

15yr Term Life Insurance rates for a male age 65 standard non-smoker for a $100,000 policy = $123.73 per month.

20yr Term Life Insurance rates for a male age 65 standard non-smoker for a $100,000 policy = $173.16 per month. 

*These rates are accurate as of the time that this article was published, but can change at any time.  To be certain they are still current, please call us at 1-888-950-TERM.

These are currently our best term life insurance rates for a male age 65 non-smoker.  In this article we looked at non-smoker rates for a 65 year old male.  If you need smoker life insurance rates or rates for a different age, amount or gender, please call us at 1-888-950-TERM or click here

If you have a history of cancer, heart disease, diabetes, obesity, high blood pressure, high cholesterol, DUI, reckless driving, bankruptcy, etc. please call us at 1-888-950-TERM.  We will get you the best life insurance rates based on your specific situation. 

You can also get life insurance rates for universal life insurance and for return of premium life insurance by clicking here or you can call us at 1-888-950-TERM.

Texas Life Insurance

Texas Life Insurance

1-888-950-TERM or click here for Texas life insurance rates online.

Below you will find 10 year term life insurance rates for males and females age 67, smoker and non-smoker.  Included are rates for super preferred non-smoker, preferred non-smoker, standard plus non-smoker, standard non-smoker, preferred smoker and standard smoker.  These are currently our best rates, but can change at any time.  Call to verify.  Please call us to determine which health class you will qualify for with each company.  It is also possible that you may end up with sub-standard rates depending on your medical history.  Call us and we will help you determine which underwriting class you will qualify for.

10 Year Texas Term Life Insurance Rates Male Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $59.25 $131.69 $227.52 $448.79
Preferred NS $71.90 $166.87 $288.36 $599.32
Standard Plus NS $87.13 $186.67 $367.12 $674.92
Standard NS $97.37 $229.02 $434.32 $859.30

10 Year Texas Term Life Insurance Rates Male Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $168.12 $395.43 $785.96 $1567.02
Standard Smoker $221.14 $514.66 $930.53 $1853.93

10 Year Texas Term Life Insurance Rates Female Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $38.54 $76.34 $146.52 $266.36
Preferred NS $45.75 $89.98 $173.80 $329.63
Standard Plus NS $52.69 $109.34 $212.52 $418.88
Standard NS $58.72 $109.34 $212.52 $418.88

10 Year Texas Term Life Insurance Rates Female Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $96.98 $201.08 $396.00 $785.84
Standard Smoker $128.01 $236.28 $466.40 $926.64

Term Life Insurance Rates By Age 66

Term Life Insurance Rates By Age 66 

1-888-950-TERM – Call if you would like to speak with a licensed life insurance specialist.

CLICK HERE FOR TERM LIFE INSURANCE RATES FOR ANY AGE – instant online term life insurance rates.

10yr Term Life Insurance rates for a male age 66 preferred plus non-smoker for a $100,000 policy = $55.00 per month.

15yr Term Life Insurance rates for a male age 66 preferred plus non-smoker for a $100,000 policy = $77.79 per month.

20yr Term Life Insurance rates for a male age 66 preferred plus non-smoker for a $100,000 policy = $104.25 per month. 

10yr Term Life Insurance rates for a male age 66 preferred non-smoker for a $100,000 policy = $66.39 per month.

15yr Term Life Insurance rates for a male age 66 preferred non-smoker for a $100,000 policy = $97.37 per month.

20yr Term Life Insurance rates for a male age 66 preferred non-smoker for a $100,000 policy = $130.78 per month. 

10yr Term Life Insurance rates for a male age 66 standard plus non-smoker for a $100,000 policy = $79.39 per month.

15yr Term Life Insurance rates for a male age 66 standard plus non-smoker for a $100,000 policy = $115.14 per month.

20yr Term Life Insurance rates for a male age 66 standard plus non-smoker for a $100,000 policy = $159.12 per month. 

10yr Term Life Insurance rates for a male age 66 standard non-smoker for a $100,000 policy = $90.69 per month.

15yr Term Life Insurance rates for a male age 66 standard non-smoker for a $100,000 policy = $137.84 per month.

20yr Term Life Insurance rates for a male age 66 standard non-smoker for a $100,000 policy = $187.23 per month. 

*These rates are accurate as of the time that this article was published, but can change at any time.  To be certain they are still current, please call us at 1-888-950-TERM.

These are currently our best term life insurance rates for a male age 66 non-smoker.  In this article we looked at non-smoker rates for a 66 year old male.  If you need smoker life insurance rates or rates for a different age, amount or gender, please call us at 1-888-950-TERM or click here

If you have a history of cancer, heart disease, diabetes, obesity, high blood pressure, high cholesterol, DUI, reckless driving, bankruptcy, etc. please call us at 1-888-950-TERM.  We will get you the best life insurance rates based on your specific situation. 

You can also get life insurance rates for universal life insurance and for return of premium life insurance by clicking here or you can call us at 1-888-950-TERM.

Life Insurance Rates By Age

LIFE INSURANCE RATES BY AGE – Call 1-888-950-TERM

Click here to get instant online life insurance rates by age for any age or amount!

10 Year Term Life Insurance Rates Online Male Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $59.25 $131.69 $227.52 $448.79
Preferred NS $71.90 $166.87 $288.36 $599.32
Standard Plus NS $87.13 $186.67 $367.12 $674.92
Standard NS $97.37 $229.02 $434.32 $859.30

10 Year Term Life Insurance Rates Online Male Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $168.12 $395.43 $785.96 $1567.02
Standard Smoker $221.14 $514.66 $930.53 $1853.93

10 Year Term Life Insurance Rates Online Female Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $38.54 $76.34 $146.52 $266.36
Preferred NS $45.75 $89.98 $173.80 $329.63
Standard Plus NS $52.69 $109.34 $212.52 $418.88
Standard NS $58.72 $109.34 $212.52 $418.88

10 Year Term Life Insurance Rates Online Female Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $96.98 $201.08 $396.00 $785.84
Standard Smoker $128.01 $236.28 $466.40 $926.64

Affordable 10 Year Term Life Insurance Rates Male Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $59.25 $131.69 $227.52 $448.79
Preferred NS $71.90 $166.87 $288.36 $599.32
Standard Plus NS $87.13 $186.67 $367.12 $674.92
Standard NS $97.37 $229.02 $434.32 $859.30

Affordable 10 Year Term Life Insurance Rates Male Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $168.12 $395.43 $785.96 $1567.02
Standard Smoker $221.14 $514.66 $930.53 $1853.93

Affordable 10 Year Term Life Insurance Rates Female Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $38.54 $76.34 $146.52 $266.36
Preferred NS $45.75 $89.98 $173.80 $329.63
Standard Plus NS $52.69 $109.34 $212.52 $418.88
Standard NS $58.72 $109.34 $212.52 $418.88

Affordable 10 Year Term Life Insurance Rates Female Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $96.98 $201.08 $396.00 $785.84
Standard Smoker $128.01 $236.28 $466.40 $926.64

Best 100k 10 Year Term Life Insurance Rates for a Male age 68

100k super preferred non-smoker male best 10 year term life insurance rates age 68 = $63.34 per month.

100k preferred non-smoker male best 10 year term life insurance rates age 68 = $79.82 per month.

100k standard plus non-smoker male best 10 year term life insurance rates age 68 = $96.03 per month.

100k standard non-smoker male best 10 year term life insurance rates age 68 = $106.62 per month.

Best 100k 10 Year Term Life Insurance Rates for a Female Age 68

100k super preferred non-smoker female best 10 year term life insurance rates age 68 = $41.56 per month.

100k preferred non-smoker female best 10 year term life insurance rates age 68 = $48.35 per month.

100k standard plus non-smoker female best 10 year term life insurance rates age 68 = $57.76 per month.

100k standard non-smoker female best 10 year term life insurance rates age 68 = $64.80 per month.

Best 100k 15 Year Term Life Insurance Rates for a Male age 68

100k super preferred non-smoker male best 15 year term life insurance rates age 68 = $91.70 per month.

100k preferred non-smoker male best 15 year term life insurance rates age 68 = $112.64 per month.

100k standard plus non-smoker male best 15 year term life insurance rates age 68 = $141.33 per month.

100k standard non-smoker male best 15 year term life insurance rates age 68 = $149.80 per month.

Best 100k 15 Year Term Life Insurance Rates for a Female Age 68

100k super preferred non-smoker female best 15 year term life insurance rates age 68 = $56.58 per month.

100k preferred non-smoker female best 15 year term life insurance rates age 68 = $65.47 per month.

100k standard plus non-smoker female best 15 year term life insurance rates age 68 = $84.23 per month.

100k standard non-smoker female best 15 year term life insurance rates age 68 = $84.23 per month.

Best 100k 10 Year Term Life Insurance Rates for a Male age 69

100k super preferred non-smoker male best 10 year term life insurance rates age 69 = $67.60 per month.

100k preferred non-smoker male best 10 year term life insurance rates age 69 = $88.53 per month.

100k standard plus non-smoker male best 10 year term life insurance rates age 69 = $105.29 per month.

100k standard non-smoker male best 10 year term life insurance rates age 69 = $116.59 per month.

Best 100k 10 Year Term Life Insurance Rates for a Female Age 69

100k super preferred non-smoker female best 10 year term life insurance rates age 69 = $44.79 per month.

100k preferred non-smoker female best 10 year term life insurance rates age 69 = $53.17 per month.

100k standard plus non-smoker female best 10 year term life insurance rates age 69 = $63.81 per month.

100k standard non-smoker female best 10 year term life insurance rates age 69 = $71.56 per month.

Best 100k 15 Year Term Life Insurance Rates for a Male age 69

100k super preferred non-smoker male best 15 year term life insurance rates age 69 = $100.75 per month.

100k preferred non-smoker male best 15 year term life insurance rates age 69 = $126.28 per month.

100k standard plus non-smoker male best 15 year term life insurance rates age 69 = $157.96 per month.

100k standard non-smoker male best 15 year term life insurance rates age 69 = $166.15 per month.

Best 100k 15 Year Term Life Insurance Rates for a Female Age 69

100k super preferred non-smoker female best 15 year term life insurance rates age 69 = $60.98 per month.

100k preferred non-smoker female best 15 year term life insurance rates age 69 = $70.49 per month.

100k standard plus non-smoker female best 15 year term life insurance rates age 69 = $92.88 per month.

100k standard non-smoker female best 15 year term life insurance rates age 69 = $92.88 per month.

Super preferred non-smoker 30 year term ul life insurance policy rates by age:

30 year $500k Term UL Life Insurance policy rates for a 35 year old male super preferred non-smoker = $40.08 per month.

30 year $500k Term UL Life Insurance policy rates for a 35 year old female super preferred non-smoker = $34.32 per month.

30 year $500k Term UL Life Insurance policy rates for a 40 year old male super preferred non-smoker = $55.88 per month.

30 year $500k Term UL Life Insurance policy rates for a 40 year old female super preferred non-smoker = $44.94 per month.

30 year $500k Term UL Life Insurance policy rates for a 45 year old male super preferred non-smoker = $89.76 per month.

30 year $500k Term UL Life Insurance policy rates for a 45 year old female super preferred non-smoker = $68.35 per month.

30 year $500k Term UL Life Insurance policy rates for a 50 year old male super preferred non-smoker = $134.66 per month.

30 year $500k Term UL Life Insurance policy rates for a 50 year old female super preferred non-smoker = $94.85 per month.

30 year $500k Term UL Life Insurance policy rates for a 55 year old male super preferred non-smoker = $200.22 per month.

30 year $500k Term UL Life Insurance policy rates for a 55 year old female super preferred non-smoker = $128.81 per month.

30 year $500k Term UL Life Insurance policy rates for a 60 year old male super preferred non-smoker = $314.97 per month.

30 year $500k Term UL Life Insurance policy rates for a 60 year old female super preferred non-smoker = $177.93 per month.

30 year $500k Term UL Life Insurance policy rates for a 65 year old male super preferred non-smoker = $507.67 per month.

30 year $500k Term UL Life Insurance policy rates for a 65 year old female super preferred non-smoker = $277.62 per month.

Super preferred non-smoker 20 year term life insurance policy rates by age:

20 year $500k Term Life Insurance policy rates for a 35 year old male super preferred non-smoker = $22.80 per month.

20 year $500k Term Life Insurance policy rates for a 35 year old female super preferred non-smoker = $19.96 per month.

20 year $500k Term Life Insurance policy rates for a 40 year old male super preferred non-smoker = $30.42 per month.

20 year $500k Term Life Insurance policy rates for a 40 year old female super preferred non-smoker = $26.30 per month.

20 year $500k Term Life Insurance policy rates for a 45 year old male super preferred non-smoker = $53.51 per month.

20 year $500k Term Life Insurance policy rates for a 45 year old female super preferred non-smoker = $35.42 per month.

20 year $500k Term Life Insurance policy rates for a 50 year old male super preferred non-smoker = $81.38 per month.

20 year $500k Term Life Insurance policy rates for a 50 year old female super preferred non-smoker = $59.60 per month.

20 year $500k Term Life Insurance policy rates for a 55 year old male super preferred non-smoker = $127.28 per month.

20 year $500k Term Life Insurance policy rates for a 55 year old female super preferred non-smoker = $95.21 per month.

20 year $500k Term Life Insurance policy rates for a 60 year old male super preferred non-smoker = $216.83 per month.

20 year $500k Term Life Insurance policy rates for a 60 year old female super preferred non-smoker = $147.37 per month.

20 year $500k Term Life Insurance policy rates for a 65 year old male super preferred non-smoker = $406.12 per month.

20 year $500k Term Life Insurance policy rates for a 65 year old female super preferred non-smoker = $246.40 per month.

20 year $500k Term Life Insurance policy rates for a 70 year old male super preferred non-smoker = $692.32 per month.

20 year $500k Term Life Insurance policy rates for a 70 year old female super preferred non-smoker = $445.07 per month.

Rates are subject to change.  Please call 1-888-950-TERM for customized life insurance rates by age.

Term Life Insurance Rates Online Age 67

Term Life Insurance Rates Online Age 67 

Click HERE for instant online term life or universal life insurance rates.  You can also reach us at 1-888-950-TERM.

InsuranceGlobe.net specializes in providing online term and online universal life insurance rates for all ages.  In this article we will be focusing on online term life insurance rates for age 67.  If you are looking for online term life insurance rates for another age, please click here and you can get instant online affordable term or universal life insurance rates.  We are an independent life insurance agency and can provide you with online term and online universal life insurance rates from multiple top rated companies. You probably found us on a google search for online term life insurance rates or something similar to that.  Now that you are here, we will help you find the lowest and best online term life or online universal life insurance rates. 

10 Year Term Life Insurance Rates Online Male Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $59.25 $131.69 $227.52 $448.79
Preferred NS $71.90 $166.87 $288.36 $599.32
Standard Plus NS $87.13 $186.67 $367.12 $674.92
Standard NS $97.37 $229.02 $434.32 $859.30

10 Year Term Life Insurance Rates Online Male Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $168.12 $395.43 $785.96 $1567.02
Standard Smoker $221.14 $514.66 $930.53 $1853.93

10 Year Term Life Insurance Rates Online Female Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $38.54 $76.34 $146.52 $266.36
Preferred NS $45.75 $89.98 $173.80 $329.63
Standard Plus NS $52.69 $109.34 $212.52 $418.88
Standard NS $58.72 $109.34 $212.52 $418.88

10 Year Term Life Insurance Rates Online Female Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $96.98 $201.08 $396.00 $785.84
Standard Smoker $128.01 $236.28 $466.40 $926.64

(These are our best monthly 10 year term life insurance rates as of 04/27/11 and are subject to change at any time)

Affordable Term Life Insurance Rates Age 67

Affordable Term Life Insurance Rates Age 67 

Click HERE for instant online term life or universal life insurance rates.  You can also reach us at 1-888-950-TERM.

InsuranceGlobe.net specializes in providing term and universal life insurance for all ages.  In this article we will be focusing on affordable term life insurance rates for age 67.  If you are looking for term life insurance rates for another age, please click here and you can get instant online affordable term or universal life insurance rates.  We are an independent life insurance agency and can provide you with term and universal life insurance rates from multiple top rated companies. You probably found us on a google search for term life insurance rates or something similar to that.  Now that you are here, we will help you find the lowest and best term life or universal life insurance rates. 

Affordable 10 Year Term Life Insurance Rates Male Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $59.25 $131.69 $227.52 $448.79
Preferred NS $71.90 $166.87 $288.36 $599.32
Standard Plus NS $87.13 $186.67 $367.12 $674.92
Standard NS $97.37 $229.02 $434.32 $859.30

Affordable 10 Year Term Life Insurance Rates Male Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $168.12 $395.43 $785.96 $1567.02
Standard Smoker $221.14 $514.66 $930.53 $1853.93

Affordable 10 Year Term Life Insurance Rates Female Age 67 Non-Smoker

Health Class $100,000 $250,000 $500,000 $1,000,000
Super Preferred NS $38.54 $76.34 $146.52 $266.36
Preferred NS $45.75 $89.98 $173.80 $329.63
Standard Plus NS $52.69 $109.34 $212.52 $418.88
Standard NS $58.72 $109.34 $212.52 $418.88

Affordable 10 Year Term Life Insurance Rates Female Age 67 SMOKER

Health Class $100,000 $250,000 $500,000 $1,000,000
Preferred Smoker $96.98 $201.08 $396.00 $785.84
Standard Smoker $128.01 $236.28 $466.40 $926.64

(These are our best monthly 10 year term life insurance rates as of 04/27/11 and are subject to change at any time)

Best Term Life Insurance Rates Age 68

Best Term Life Insurance Rates Age 68

Click here for immediate instant online term life insurance rates!

Best 100k 10 Year Term Life Insurance Rates for a Male age 68

100k super preferred non-smoker male best 10 year term life insurance rates age 68 = $63.34 per month.

100k preferred non-smoker male best 10 year term life insurance rates age 68 = $79.82 per month.

100k standard plus non-smoker male best 10 year term life insurance rates age 68 = $96.03 per month.

100k standard non-smoker male best 10 year term life insurance rates age 68 = $106.62 per month.

Best 100k 10 Year Term Life Insurance Rates for a Female Age 68

100k super preferred non-smoker female best 10 year term life insurance rates age 68 = $41.56 per month.

100k preferred non-smoker female best 10 year term life insurance rates age 68 = $48.35 per month.

100k standard plus non-smoker female best 10 year term life insurance rates age 68 = $57.76 per month.

100k standard non-smoker female best 10 year term life insurance rates age 68 = $64.80 per month.

Best 100k 15 Year Term Life Insurance Rates for a Male age 68

100k super preferred non-smoker male best 15 year term life insurance rates age 68 = $91.70 per month.

100k preferred non-smoker male best 15 year term life insurance rates age 68 = $112.64 per month.

100k standard plus non-smoker male best 15 year term life insurance rates age 68 = $141.33 per month.

100k standard non-smoker male best 15 year term life insurance rates age 68 = $149.80 per month.

Best 100k 15 Year Term Life Insurance Rates for a Female Age 68

100k super preferred non-smoker female best 15 year term life insurance rates age 68 = $56.58 per month.

100k preferred non-smoker female best 15 year term life insurance rates age 68 = $65.47 per month.

100k standard plus non-smoker female best 15 year term life insurance rates age 68 = $84.23 per month.

100k standard non-smoker female best 15 year term life insurance rates age 68 = $84.23 per month.

*These rates are accurate as of the time that this article was published, but can change at any time. To be certain they are still current, please call us at 1-888-950-TERM.

These are currently our best term life insurance rates for a male and female age 68 non-smoker.  In some cases your term life insurance rates will end up being higher. For example, if you have uncontrolled diabetes, a history of cancer or heart disease your policy may be rated sub-standard.  If you do have some type of medical history, we can help you shop the term life insurance market to get the best possible rates.

If you need assistance getting term life insurance rates, universal life insurance rates, whole life insurance rates or return of premium (ROP) life insurance rates for any other age, amount or any other scenario, please call us at 1-888-950-TERM and we will be happy to assist you.

Best Term Life Insurance Rates Age 69

Best Term Life Insurance Rates Age 69

Click here for immediate instant online term life insurance rates!

Best 100k 10 Year Term Life Insurance Rates for a Male age 69

100k super preferred non-smoker male best 10 year term life insurance rates age 69 = $67.60 per month.

100k preferred non-smoker male best 10 year term life insurance rates age 69 = $88.53 per month.

100k standard plus non-smoker male best 10 year term life insurance rates age 69 = $105.29 per month.

100k standard non-smoker male best 10 year term life insurance rates age 69 = $116.59 per month.

Best 100k 10 Year Term Life Insurance Rates for a Female Age 69

100k super preferred non-smoker female best 10 year term life insurance rates age 69 = $44.79 per month.

100k preferred non-smoker female best 10 year term life insurance rates age 69 = $53.17 per month.

100k standard plus non-smoker female best 10 year term life insurance rates age 69 = $63.81 per month.

100k standard non-smoker female best 10 year term life insurance rates age 69 = $71.56 per month.

Best 100k 15 Year Term Life Insurance Rates for a Male age 69

100k super preferred non-smoker male best 15 year term life insurance rates age 69 = $100.75 per month.

100k preferred non-smoker male best 15 year term life insurance rates age 69 = $126.28 per month.

100k standard plus non-smoker male best 15 year term life insurance rates age 69 = $157.96 per month.

100k standard non-smoker male best 15 year term life insurance rates age 69 = $166.15 per month.

Best 100k 15 Year Term Life Insurance Rates for a Female Age 69

100k super preferred non-smoker female best 15 year term life insurance rates age 69 = $60.98 per month.

100k preferred non-smoker female best 15 year term life insurance rates age 69 = $70.49 per month.

100k standard plus non-smoker female best 15 year term life insurance rates age 69 = $92.88 per month.

100k standard non-smoker female best 15 year term life insurance rates age 69 = $92.88 per month.

*These rates are accurate as of the time that this article was published, but can change at any time. To be certain they are still current, please call us at 1-888-950-TERM.

These are currently our best term life insurance rates for a male and female age 69 non-smoker.  In some cases your term life insurance rates will end up being higher. For example, if you have uncontrolled diabetes, a history of cancer or heart disease your policy may be rated sub-standard.  If you do have some type of medical history, we can help you shop the term life insurance market to get the best possible rates.

If you need assistance getting term life insurance rates, universal life insurance rates, whole life insurance rates or return of premium (ROP) life insurance rates for any other age, amount or any other scenario, please call us at 1-888-950-TERM and we will be happy to assist you.

How Smokers Can Get Non-Smoker Life Insurance Rates

Call us at 1-888-950-TERM

Here’s How it Works

If you are a Preferred or Standard Smoker risk,1 you pay the Standard Non Smoker premiums for the first three policy

years on products from our guaranteed universal life portfolio. If during the first three policy years, you have not

smoked for 12 consecutive months, John Hancock will permanently change the premiums to Standard Non Smoker.  Just submit a new microurinalysis2 and forms stating that you have not smoked for 12 months.

 
Client, Male, Age 55 • Standard Smoker, Pays Premiums to Age 110 • $1,000,000 Lifetime Guaranteed Coverage
POLICY YEAR SCENARIO 1 Pays the Smoker premium and never quits smoking. SCENARIO 2 Pays the Non Smoker premium in the first 3 years and quits smoking within the first 3 years. SCENARIO 3 Pays the Non Smoker premium in the first 3 years and never quits smoking.
1 $33,320 $18,245 $18,245
2 $33,320 $18,245 $18,245
3 $33,320 $18,245 $18,245
4 $33,320 $18,245 $36,529
The data shown is taken from an illustration.    

The value of quitting is shown in Scenario 2. By choosing to pay the Standard Non Smoker Premium and

indicating a desire to quit, this client is paying a little more than half the Smoker premium. As long as he does

not resume smoking, he will continue to pay the lower premium. If he does not quit smoking, he will be charged

the Smoker premiums beginning in the fourth year.

The Quit Smoking Incentive is just one more reason to choose John Hancock. We encourage you to quit smoking,

but even if you do not, you will still benefit from being charged Standard Non Smoker rates for the first three years.

The Quit Smoking Incentive treats all Standard and Preferred Smokers as Standard Non Smokers for the first three years. For these

three years, a policy owner who is issued a policy with the insured classified as a Smoker will pay Non Smoker current account rates

(surrender charges, Per $1,000 BFA and cost-of-insurance). If the insured provides satisfactory evidence of having quit smoking for a

period of 12 months within the first three years, the policy will be re-classified as Non Smoker, and policy values will reflect Standard

Non Smoker rates. If the insured fails to quit smoking, future policy values will reflect Smoker current account charges.

1. Substandard rated smokers are not eligible for the Quit Smoking Incentive.

2. If this information is not provided, you will be charged Smoker premiums starting in policy year four.

Insurance policies and/or associated riders and features may not be available in all states. Some riders may have additional fees and

expenses associated with them.

Term Life Insurance For Smokers

Term Life Insurance for Smokers.  If you are looking for term life insurance and you are a smoker you are going to pay more than if you were a non-smoker.  This makes it even more important that you compare life

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