affordable life insurance

Affordable Life Insurance Rates – July 2017

Affordable Life Insurance Rates

Below you will find current affordable life insurance rates for

  • TERM LIFE INSURANCE,
  • GUARANTEED UNIVERSAL LIFE INSURANCE (a competitively priced form of permanent life insurance) and
  • RETURN OF PREMIUM Term Life Insurance.

These rates were obtained for MALE/FEMALE, non smoker, qualifying for the Best Health Category, and for face amounts of $500,000.

affordable life insurance

About Affordable Life Insurance Quotes

TERM LIFE INSURANCE – Use  our INSTANT LIFE INSURANCE QUOTE engine to obtain Term Life Insurance quotes. You will be able to find term life insurance quotes for maturities of 10, 15, 20, 25 and 30 years and others. You can also find term life insurance policies with maturities up to a certain age, such as “To Age 65 Level”; “to Age 90 Level”; etc. For a more detailed definition of Term Life Insurance, click HERE.

GUARANTEED UNIVERSAL LIFE INSURANCE (GUL)– If you are looking for permanent life insurance, GUL is the way to go. Select “to Age 121 Level (No Lapse UL) and you will find permenent life insurance rates for very competitive rates.. You can also search for affordable GUL life insurance rates using the INSTANT LIFE INSURANCE QUOTE engine. You will have life insurance protection until age 121 at an affordable price. “No Lapse”, by the way,  means exactly what it says, the coverage will not lapse provided that the premiums are paid as due. For details about what GUL is all about, click HERE.

RETURN-OF-PREMIUM TERM LIFE INSURANCE (ROP) – Return-of-Premium Term Life Insurance is term life insurance with a rider (at an added cost). What is does is return all premiums paid at the end of the term (10, 20, 30 years, etc.) if the insured is still alive at the end of the term and has paid all premiums as due and on time. Please, search for ROP quotes using our INSTANT LIFE INSURANCE QUOTE engine. For more details about ROP, click HERE.

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We Can Help

Get in touch with us using our contact information as it appears below. One of our agents will help you find term life insurance quotes that best fits your personal and financial situation:

  • Toll Free Number: (888) 950-8376
  • Office Number: (786) 353-2528
  • Or, CLICK HERE

OSCAR G. SURIS

Florida-Licensed Life, Health and Variable Annuity Agent

Toll Free: (888) 950-8376

Office: (786) 353-2528

CLICK FOR NO-OBLIGATION LIFE INSURANCE QUOTE

family life insurance

Family Life Insurance

Family Life Insurance

While life insurance is mostly purchased on the life of the main breadwinner of a family, it is in fact the family of the breadwinner the one we must keep in mind when looking for family life insurance.

Family-Related Factors To Consider:FAMILY INSURANCE

  • How would your loved ones face the future without you?
  • Would their lifestyles and circumstances be the same?
  • Or would they deteriorate?
  • Would your family be able to pay the mortgage?
  • Would there be money for the children’s education?
  • And, what about the basics – would your family’s needs be met?

Sample TERM LIFE INSURANCE Rates

The life insurance policy that best meets your personal and financial needs can help provide the financial protection you need at a price you can afford. Below is an example of what the monthly costs might be for 10 years of level TERM LIFE INSURANCE.

Planning for your untimely death may feel strange, but knowing that you are providing for the security of loved ones when you are gone does not. In fact, you are going to feel good knowing that you are taking care of the most important people in your life – your family!

Making Sure You Select The Right Life Insurance PolicyFAMILY INSURANCE

Selecting the right policy for you and your family, is a process that should not be taken lightly. In fact, you should consult with a licensed life insurance agent to make sure you are making the right choice of life insurance. Just as an example, factors that need to be taken into account include:

  • Face amount of policy (HOW MUCH INSURANCE PROTECTION YOU WILL NEED)
  • Which insurance company to choose (an independent agent has access to most life insurance companies in the country)
  • Type of policy (TERMPERMANENT (GUL)RETURN OF PREMIUMWHOLE LIFE)
  • How much you can afford
  • What riders to get. Riders are amendments to the life insurance policy that provide additional benefits -sometimes at an added cost. The type, cost if any, and benefit offered by a rider do vary somewhat from insurance carrier to insurance carrier; however, they are similar and typically include the benefits outlined below:
    • Spouse Insurance Rider (the insurance company will pay additional benefits – as defined in the policy – in the event of the death of a spouse)
    • Accidental Death Benefit Rider (If you die from an accident the insurance company pays an additional benefit in addition to the policy’s stated death benefit)
    • Waiver of Premium Rider (you do not have to pay the premium if you are totally disabled and can’t work)
    • Disability Income Rider (you collect a regular income from the insurance company if you become totally disabled and can’t work)
    • Accelerated Death Benefit Rider (also referred to as LIVING BENEFITS, the insurance company will let the insured collect a portion of the death benefit if he/she becomes terminally ill with a short life expectancy)
    • Child Term Rider (the insurance company will pay additional benefits – as defined in the policy – in the event of the death of a child)
    • RETURN-OF-PREMIUM Rider (if the insured is alive at the end of the term and has paid all the premiums as due, the insurance company will return all premiums paid)

Make sure that the lifestyles of your loved ones are protected. What you do today could be the most significant step you will take to secure your family’s future.

The Next Step To TakeFAMILY INSURANCE

Now that you have done a serious evaluation of your life insurance needs, the next step is to start searching for the life insurance policy that best meets your personal and financial needs. You can start the search yourself by using the QUOTE ENGINE that appears on this website. Just click on QUOTE ENGINE and follow the steps when you are on that page.

Or, Contact Us By:

  • Calling Our Toll Free Number (888) 950-8376
  • Or Write to info@insuranceglobe.net

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affordable term life insurance rates

Affordable Life Insurance Rates – May 2017

Affordable Life Insurance Rates

Below you will find current affordable life insurance rates for TERM LIFE INSURANCE, GUARANTEED UNIVERSAL LIFE INSURANCE (a competitively priced form of permanent life insurance) and RETURN OF PREMIUM Term Life Insurance. These rates were obtained for MALE/FEMALE, non smoker, qualifying for the Best Health Category, and for face amounts of $500,000.

Download (PDF, 42KB)

 

About Affordable Life Insurance Quotes

TERM LIFE INSURANCE – Use  our INSTANT LIFE INSURANCE QUOTE engine to obtain term life insurance quotes. You will be able to find term life insurance quotes for maturities of 10, 15, 20, 25 and 30 years and others. You can also find term life insurance policies with maturities up to a certain age, such as “To Age 65 Level”; “to Age 90 Level”; etc. For a more detailed definition of Term Life Insurance, click HERE.

GUARANTEED UNIVERSAL LIFE INSURANCE (GUL)– If you are looking for permanent life insurance, GUL is the way to go. Select “to Age 121 Level (No Lapse UL) and you will find permenent life insurance rates for very competitive rates.. You can also search for affordable GUL life insurance rates using the INSTANT LIFE INSURANCE QUOTE engine. You will life insurance protection until age 121 at an affordable price. “No Lapse”, by the way,  means exactly what it says, the coverage will not lapse provided that the premiums are paid as due. For details about what GUL is all about, click HERE.

RETURN-OF-PREMIUM TERM LIFE INSURANCE (ROP) – Return-of-Premium Term Life Insurance is term life insurance with a rider (at an added cost). What is does is return all premiums paid at the end of the term (10, 20, 30 years, etc.) if the insured is still alive at the end of the term and has paid all premiums as due and on time. Please, search for ROP quotes using our INSTANT LIFE INSURANCE QUOTE engine. For more details about ROP, click HERE.

Articles Related to Affordable Life Insurance Rates

We Can Help

Get in touch with us using our contact information as it appears below. One of our agents will help you find term life insurance quotes that best fits your personal and financial situation:

  • Toll Free Number: (888) 950-8376
  • Office Number: (786) 353-2528
  • Or, CLICK HERE

OSCAR G. SURIS

Florida-Licensed Life, Health and Variable Annuity Agent

Toll Free: (888) 950-8376

Office: (786) 353-2528

 

 

 

 

 

affordable life insurance rates

Affordable Life Insurance Rates – April 2017

Affordable Life Insurance Rates

Below you will find current affordable life insurance rates for TERM LIFE INSURANCE, GUARANTEED UNIVERSAL LIFE INSURANCE (a competitively priced form of permanent life insurance) and RETURN OF PREMIUM Term Life Insurance. These rates were obtained for MALE/FEMALE, non smoker, qualifying for the Best Health Category, and for face amounts of $500,000.

About Affordable Life Insurance Quotes

TERM LIFE INSURANCE – Use  our INSTANT LIFE INSURANCE QUOTE engine to obtain term life insurance quotes. You will be able to find term life insurance quotes for maturities of 10, 15, 20, 25 and 30 years and others. You can also find term life insurance policies with maturities up to a certain age, such as “To Age 65 Level”; “to Age 90 Level”; etc. For a more detailed definition of Term Life Insurance, click HERE.

GUARANTEED UNIVERSAL LIFE INSURANCE (GUL)– If you are looking for permanent life insurance, GUL is the way to go. Select “to Age 121 Level (No Lapse UL) and you will find permenent life insurance rates for very competitive rates.. You can also search for affordable GUL life insurance rates using the INSTANT LIFE INSURANCE QUOTE engine. You will life insurance protection until age 121 at an affordable price. “No Lapse”, by the way,  means exactly what it says, the coverage will not lapse provided that the premiums are paid as due. For details about what GUL is all about, click HERE.

RETURN-OF-PREMIUM TERM LIFE INSURANCE (ROP) – Return-of-Premium Term Life Insurance is term life insurance with a rider (at an added cost). What is does is return all premiums paid at the end of the term (10, 20, 30 years, etc.) if the insured is still alive at the end of the term and has paid all premiums as due and on time. Please, search for ROP quotes using our INSTANT LIFE INSURANCE QUOTE engine. For more details about ROP, click HERE.

Articles Related to Affordable Life Insurance Rates

We Can Help

Get in touch with us using our contact information as it appears below. One of our agents will help you find term life insurance quotes that best fits your personal and financial situation:

  • Toll Free Number: (888) 950-8376
  • Office Number: (786) 353-2528
  • Or, CLICK HERE

 

 

 

 

 

term life insurance

Now is the Best Time to Buy Life Insurance!

Now is the Best Time to Buy Life Insurance!

Yes, now is the best time to buy life insurance. If you are considering buying life insurance, it is most likely due to one of the following reasons, which are among the 5 top reasons why people buy life insurance:

  • Providing income for the family in the event of the death of the primary income earner.
  • Paying off debt.
  • Covering funeral expenses.
  • Passing wealth to heirs.
  • Being able to pay for a loved one’s education in the event of the death of an income earner.

Whatever the reason, NOW is the best time to buy life insurance.

Not only are premiums lower than in many years, but tomorrow we will be older and likely not as healthy as today, both factors that could have a negative impact on life insurance premiums.

So, if you are looking for life insurance…

Click on the link below and you will be able to (in the privacy of your home, with little agent intervention) find the Term Life Insurance, or Universal Life Insurance, or Return of Premium Life Insurance policy that best fits your personal and financial goals.

                                            CLICK HERE:  INSTANT LIFE INSURANCE QUOTES

If You Have Questions…

Toll Free Number: (888) 950-8376
Office Number: (786) 353-2528
Or, CLICK HERE

affordable life insurance

4 Ways To Save On Life Insurance

4 Ways To Save On Life Insurance

If you are like a lot of people, you would like to find ways to save on life insurance. Here you will find 4 ways to save on life insurance.

Many americans, some say upwards of 50 million, have absolutely no life insurance protection. The reason is that most of them, about 85%, believe they can’t afford it. However, please, take a look at the information we are sharing below:

4 Money-Saving Tips:4 ways to save on life insurance

  1. Don’t Overbuy. If you need $500,000 in coverage, you would waste money purchasing $750,000.
  2. Stop Smoking. Kicking the habit could reduce your life insurance premium by 40%.
  3. Buy Term Life Insurance. A 40-year-old male can buy $250,000 of coverage for less than $18 per month.
  4. Shop Around. Rates vary, some times wildly, from carrier to carrier, and comparing quotes is the best way to find affordable rates.

 

What Could Be the Consequences of not Having Life Insurance?

  • You say you can’t afford life insurance right now. But how would your surviving spouse come up with an amount equivalent to the life insurance benefits when you are dead and gone?
  • Are you saying it takes all of your income to live now with nothing left to pay for life insurance? If so, what is your family going to do with little or no income after you are gone?
  • When you buy life insurance you are transferring the risk of your family not having your income, if you are not around to provide it, to the life insurance company. Without life insurance, it is your family (your spouse and your children) the one that is assuming that financial risk.
  • Click on A Legacy Of Love ( a video).

We Can Help!4 ways to save on life insurance

We can help you find the life insurance policy that best fits your personal and financial situation.

  • Click SAMPLE LIFE INSURANCE RATES and see that Term Life Insurance is in fact affordable.
  • Click DO YOUR OWN RESEARCH, enter your own data in our Quote Engine and find out the policies that will meet your personal and financial needs.
  • Call our Toll Free Number (888) 950-8376 and we will do the work for you.
  • Go to CONTACT US.

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