2017-01-03_11-13-54The National Coalition for the Self-Employed was started with the goal to assist employees transition from employee to self-employed. Our main focus is to help the small business owners and those who are self-employed, such as realtors, cosmetologists, electricians, etc., find the insurance that meets their personal, business and financial needs… at affordable prices.

Changes in the workforce are everywhere: shifts from office-based hours to remote work, from fixed to flexible schedules, and from lifetime employment to shorter-term engagements.  
One of the most significant shifts relates to the rise in number of self-employed, freelance and independent contractors. The data is startling: the US Bureau of Labor Statistics indicates that this section of the workforce has increased from 17% in 1989 to 36% today, and is expected to rise to 43% by 2020. In other words, nearly half of the entire American labor force will be self-employed.

Many people are opting self-employment because of its flexibility. Generally speaking, a self-employed worker can set their own hours, select work that they enjoy and be their own boss. At the same time, self-employment requires additional responsibilities. Unlike traditional employment, self-employed workers are responsible for paying their own taxes, obtaining appropriate personal and business insurance, and relying on their own resources in the case of emergency or illness. In other words, today’s flexibility requires trade offs.

Self-employed individuals must provide for their own retirement as well as insurance protection of different types and other  benefits. This is where we add value.  Self-employment is also the subject of increasing attention by policy makers and CEO”s alike. An economy in which 43% of the labor force lacks adequate disability insurance, retirement savings vehicles or other social benefits may be in a precarious position. Unfortunately, at the end of the day, society as a whole pays for these lack of insurance on the part of the population,  through increased taxes, social strife or other undesirable outcomes. But it doesn’t have to be this way.small business owners

There are companies now focused on meeting the needs of the self-employed. For example,  companies that for a long time provided tax solutions for the self-employed and are now playing an ever more important role, not only in tax compliance but in thinking through some of these pressing lack of benefits and insurance issues previously mentioned. The Coalition for the Self-Employed offers retirement solutions, life insurance, health insurance products and other supporting services specifically designed for the small business owner and  those who are self-employed. 

Our goal is to provide information and resources to the self-employed in areas related to:

  • Business Planning, Retirement Planning, Estate Planning
  • Business Succession Planning – Buy/Sell Agreements – Key Employee Insurance
  • Executive Bonus Plans – Disability Insurance
  • Affordable life insurance
  • And other areas where small business owners may be exposed to financial risks due to the lack of adequate coverage

If you have any questions, or needs, regarding any of the above, please, click on REQUEST FREE CONSULTATION and provide as much of the information requested as possible. Upon receipt of your request, one of our licensed professionals will come back to you promptly.

If you just want to explore current affordable life insurance rates, Term as well as Universal Life Insurance, click HERE, and provide the information requested on the page that will open.

To contact us:

  • Call our Toll Free Number: (888) 950-8376, or
  • Call our Office Number: (786) 353-2528, or
  • E-mail us at: info@insuranceglobe.net

Oscar G. Suris – Florida Broker 

National Coalition for Self-Employed