Learning Center

A CONSUMER BROCHURE issued by a life insurance company is a form of marketing piece used to introduce the life insurance company itself as well as to introduce a specific product from said life insurance company. The brochure generally contains information that includes a brief description of RIDERS, which are amendments to the policy that describe additional benefits (such as Living Benefits) contained in the policy, sometimes at no extra cost, and other times at an additional cost.

While the insurance policy itself is the definitive contract between the insurance company and the insured, the CONSUMER BROCHURE provides information about the policy benefits that are presented and summarized in a manner that is easier to understand by the consumer.

Below are some CONSUMER BROCHURES from the companies and relative to the products indicated below. You may click on the link provided and review and/or print the brochure. While these brochures do not change frequently, they do change and you are encouraged to contact us for the most current version of a specific brochure. 

 

OHIO NATIONAL – Term Life Insurance – Consumer Brochure

TRANSAMERICA – Trendsetter-Super-Consumer-Brochure

PROTECTIVE LIFE INSURANCE COMPANY – Custome Choice UL – Consumer Brochure

OHIO NATIONAL – Permanent or Term Life Insurance: A Comparison

Life Insurance In Retirement Planning – by MIDLAND NATIONAL LIFE INSURANCE COMPANY

Key-Person Life Insurance – by OHIO NATIONAL FINANCIAL SERVICES

Guide to Small Business Retirement Plans – by TRANSAMERICA

Executive Bonus Plan – by MIDLAND NATIONAL LIFE INSURANCE COMPANY

Final Expense Consumer Brochure – TRANSAMERICA

Business Succession Planning With Key-Person Coverage And Buy-Sell Agreements – by TRANSAMERICA

An Estate Tax Guide for Foreign Nationals and Their Families – by TRANSAMERICA

Pru-Life Return of Premium Term -by PRUDENTIAL FINANCIAL

AG ROP Select-A-Term – by AMERICAN GENERAL COMPANIES

Balancing Two Budgets/ Business Overhead Expense – by OHIO NATIONAL FINANCIAL SERVICES

The 10-10-10 Plan – by AIG

Effective Strategies for Wealth Transfer – by PRUDENTIAL

Protect Your Most Valuable Asset – by OHIO NATIONAL FINANCIAL SERVICES

Secure Lifetime GUL 3 – AMERICAN GENERAL LIFE INSURANCE COMPANY (AIG)

OSCAR G. SURIS

Florida-Licensed Life, Health and Variable Annuity Agent

(888) 950 – 8376

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