Privacy Policy / Legal

The graphic images, buttons, layout, and text contained in this web site are the exclusive property of Insurance Globe Partners (IGP), or the insurance companies represented, and may not be copied or distributed, in whole or in part, without the express written consent of IGP. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal or internal use. Any other use is unauthorized.

Any non-public personal information (NPI) we collect from prospects, customers, etc., is strictly used for purposes of determining eligibility of the insurance products of the companies we represent. We will never give, sell, rent, lease or otherwise transfer your name (or information about you) to any person or entity other than the insurance company you are applying to (which may include outside paramedical firms, investigative agencies which are used in the normal course of insurance underwriting).

IGP is committed to keeping the NPI we collect from you confidential and secure. We want to let you know that we protect your privacy. Our privacy policy applies to potential, current and former customers and prospects.

Legal Notice and Disclaimer

THE MATERIALS AND INFORMATION IN THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. Insurance Globe Partners and its related affiliated and subsidiary companies (if any), disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Insurance Globe Partners assumes that you are submitting accurate information on your own behalf, and is not responsible for information you have submitted for or on behalf of someone else, with or without this party’s consent.

In no event shall Insurance Globe Partners and its related, affiliated and subsidiary companies (if any), be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein.

Trademarks & Copyright

InsuranceGlobe.net is a service mark of Insurance Globe Partners, which in turn is owned by Oscar Suris, all rights reserved.

Insurance Rate Information

The information used in all insurance rate quotes have been taken from the rate cards and rate manuals which life companies routinely publish and distribute to life agents and brokers. To the best of Insurance Globe Partners’ ability, we have done everything we can to ensure that the insurance rate information contained in any insurance rate quotes is up-to-date and accurate. However, accuracy cannot be guaranteed.
All quotes are for illustration purposes. Actual premiums and coverage will be based on age, gender, health history, certain underwriting criteria, state of residence, and tobacco usage. Not all policies or companies are available in all states. Federal copyright law prohibits commercial use by other agents, brokers and parties marketing insurance products or information.
In the event that there is a discrepancy between the information contained in the insurance rate quotes, and any insurance company-authorized illustration and/or policy, the policy shall govern.

Hyperlinks

Insurance Globe Partners cannot guarantee that the hyperlinks contained in this site will be accurate at the time of your access. Moreover, Insurance Globe Partners has no control over the development, maintenance, terms of use, or policies and procedures of third-party sites referenced via hyperlinks. Insurance Globe Partners assumes no responsibility for the content of any third-party site referenced via hyperlink or otherwise. These hyperlinks are offered as a convenience and for informational purposes only, not as referrals or endorsements of the third-party sites.

Data Protection

Insurance Globe Partners is not obligated to monitor any transmission made through the respective web pages and newsgroups. However, Insurance Globe Partners has the right, but not the obligation, to monitor any transmission made to and for this web site. Insurance Globe Partners may use or disclose information gathered from the web site.