SPECIAL NEEDS PLANNING
It is important for families with individuals who have special needs, to consider special needs planning. One needs to be aware of the great amount of love and devotion, including financial resouorces, it takes to help folks with special needs reach their full potential. It also takes a great amount of money to care for a child, or other family member, with special needs.
Life insurance can help parents make sure that their child gets the financial care and support he or she needs, even if the parent is no longer around.
And sometimes you have to think big when it comes to the face amount of the life insurance policy needed to provide for special needs persons.
You may want to consider purchasing Term Life Insurance so that your special needs person’s financial needs are taken care of in the event you are no longer around to do it. Term Life Insurance, in particular, is cheaper now than it has been in a quite a while. For instance, the premium for a $3,000,000 Level Term 20-Year Term policy for a 30 years old male who qualifies for Best Class, is only $93.00 a month.
WHAT CAN YOU DO?
Find out how much it would cost a Term Life Insurance policy on your life that would ensure that in the event you are not around to take care of your special needs child, or person, there will be funds available for your beneficiary to do it. If you fill in the REQUEST FREE CONSULTATION form on the right side of this page, we will contact you right away and start working with you to find the right life insurance policy that meets your family’s financial needs.
You may also search using the Quote Engine that appears also on the right side of this page. Then, once you find the policy you are looking for, click on REQUEST APPLICATION and we will take it from there. Click below for our video on how to get life insurance quotes using our QUOTE ENGINE.
VIDEO: HOW TO GET LIFE INSURANCE QUOTES ONLINE
But don’t delay it. The best time to buy life insurance is always today. Tomorrow we will be older, for sure, and our health may not be as good as it is today. Age and health conditions are two factors affecting the cost of life insurance premiums. The younger you are the cheaper the premium. And, the healthier you are, the cheaper the premium. So do it NOW!
REGARDING YOUR BENEFICIARY…
Please, click on SPECIAL NEEDS TRUSTS, to read about factors impacting how the life insurance proceeds intended for special needs person should be handled and about the benefits of setting up a SPECIAL NEEDS TRUST, when the time comes up.