Getting a Term Life Insurance Quote Online
TODAY, rather than later in time, is always the best time to get life insurance. Why is that? Because one of the factors that impacts life insurance rates is, of course, AGE, and you, and I, will never be younger than we are today.
The other important factor is your health. In fact, and you probably have noted, when you search for a life insurance quote, that one of the pieces of information that goes into the form is “Health Category”. You will be expected to make a determination as to your Health Category that will typically result in one of four categories, namely, PREFERRED PLUS, PREFERRED, STANDARD PLUS or STANDARD, or similar terminology. The better your Health Category, the least expensive your premium. And, more likely than not, TODAY you, and I, will be healthier than later in time.
However, the final determination as to your Health Category will be made by the insurance company after receipt of a properly completed life insurance application and upon completion of the underwriting process.
And, then, TODAY life insurance rates are lower than they have been in a long time. So, why postpone the decision for later in time and take a chance that rates may go up?
Video On How To Get A Term Life Insurance Quote Online
You can get a life insurance quote online (TERM, or UNIVERSAL LIFE, or RETURN OF PREMIUM) on our website. Even though the process is self-explanatory, we have done a video on how to go about it, which you can be accessed by clicking on the link below:
Term Life Insurance Rates For 40 Year Old Male
Below, we have reproduced current rates for a 40 Years Old Male with the best Health Class. The search was done for a $500,000 term policy with maturities of 10 years, 20 years and 30 years.
As you can see, the rates are very competitive. You can explore your own rates by clicking HERE and entering your information in the Instant Life Insurance Quote box, as explained in more detail in our video mentioned above.
How to Get Your Personalized Quote Online
Or you can also contact us by calling our Toll Free Number (888) 950-8376; or click on CONTACT US, and one of our agent will work with you, at no cost to you, on finding the life insurance policy that best meets your own personal and financial objectives.